6526 Charles Ct, Winton, CA 95388 Property Records

Merced County property record for 6526 Charles Ct, Winton, CA 95388

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,371 sqft · built 2006
Lot Size	0.176 acres (7,659 sqft)
Owner	Individual Name on Record
Last Sale	$154,000 (Oct 2018)
Tax Bill	$3,530 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`147-281-017-000`

Property Details

APN / Parcel Number

Primary APN	`147-281-017-000`
Alternative APN	`147-281-017`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,371 sqft Living Area
Gross Area	2,996 sqft
1st Floor Area	2,371 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,659 sqft (0.176 acres)
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	147-281-017
Street Address	6526 CHARLES CT
City	WINTON
State	CA
Zip	95388-9450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	QUAIL HOL ESTATES PHASE 2 LOT 45
Legal Subdivision	QUAIL HOL ESTATE
Legal Lot Number	45
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	3
Census Block	3012
Census Tract	505

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6526 CHARLES CT, WINTON, CA 95388-9450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP
Oct 26, 2018	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 22, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2018 · Amount on Record
Deed Sale	Oct 26, 2018 · Amount on Record
Prior Sale	Mar 9, 2009 · Amount on Record
Deed Document Number	201833346
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Sep 5, 2023
Property Address	6526 CHARLES CT, WINTON, CA 95388-9450
Document Number	0000021152
Map Reference	MB 68 PG 12
Instrument Date	Aug 30, 2023
Instrument	2023021152
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6526 CHARLES CT, WINTON, CA 95388-9450

Mortgage

Document Number	0000021153
Date	Sep 5, 2023
Instrument	2023021153

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	6526 CHARLES CT, WINTON, CA 95388-9450
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6526 CHARLES CT, WINTON, CA 95388-9450

Mortgage

Document Number	0000026423
Date	Aug 4, 2020
Instrument	2020026423

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Oct 26, 2018
Property Address	6526 CHARLES CT, WINTON, CA 95388-9450
Document Number	0000033346
Map Reference	MB 68 PG 12
Instrument Date	Oct 9, 2018
Instrument	2018033346
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6526 CHARLES CT, WINTON, CA 95388-9450

Mortgage

Document Number	0000033347
Date	Oct 26, 2018
Instrument	2018033347

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MERCED CA
Property Address	6526 CHARLES CT, WINTON, CA 95388-9450
Document Number	0000023395
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6526 CHARLES CT WINTON CA 953889450, WINTON, CA 95388-9450

Mortgage

Document Number	0000023395
Date	Jul 24, 2017
Instrument	23395

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Winton School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$324,275 (+2%) Land $51,199 Building $273,076
2025	$3,530.00 (+8.12%)	$317,918 (+4.04%) Land $50,196 Building $267,722
2023	$3,265.00 (+1.4%)	$305,575 Land $48,248 Building $257,327
2022	$3,220.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTON WATER & SANITARY DIST serves 9,745 people · EPA ID CA2410010
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies.

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