6525 Hwy 38, Ward, AR 72176 Property Records

Lonoke County property record for 6525 Hwy 38, Ward, AR 72176

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,200 sqft · built 2011
Lot Size11.6 acres (505,296 sqft)
OwnerIndividual Name on File
Last Sale$595,000 (Jul 2022)
Tax Bill$824 (2024)
Deeds & MortgagesJul 2022 Sale & Mortgage
Nov 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN001-09247-001

Property Details

APN / Parcel Number

Primary APN001-09247-001
Alternative APN
  • 11383

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 2011
Exterior MaterialOther
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialMetal
Lot Area505,296 sqft (11.6 acres)
Garage TypeAttached
Garage Area1,200 sqft
DrivewayDriveway
Driveway Area900 sqft
Parking Spaces5 Parking Spaces
PorchOpen Porch
Porch Area720 sqft
Utility Building1,440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address6525 HIGHWAY 38
CityWARD
StateAR
Zip72176-9239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT E1/2 SW SE
Legal Range09W
Legal Township04N
Legal Section12
JurisdictionLONOKE AR
Township / Civil DivisionCAROLINE
Census Block Group2
Census Block2001
Census Tract20103

Owner

Source: Lonoke County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address6525 HIGHWAY 38, WARD, AR 72176-9239
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2022Warranty Deed, Transfer · Conventional Mortgage
SENTE MORTGAGE INC
Nov 5, 2019Deed of Trust, Mortgage
FIRST SEC BK
Apr 24, 2019Quit Claim Deed, Construction Loan · Construction Mortgage
FIRST SEC BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 18, 2022 · Amount on Record
Deed SaleJul 18, 2022 · Amount on Record
Deed Document Number2022-08528
Deed Book / Page2022 / 8528
Record UpdatedJun 8, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLONOKE AR
Recording DateJul 18, 2022
Property Address6525 HIGHWAY 38, WARD, AR 72176-9239
Document Number0000008528
Book / Page2022 / 8528
Instrument DateJul 13, 2022
Instrument2022-08528
Transaction TypeTransfer
Record UpdatedAug 3, 2022
Title CompanyLENDERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,963.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6525 HIGHWAY 38, 6525, WARD, AR 72176-9239

Transferred To (Grantee/Buyer)

NameVerified Name
Address6525 HIGHWAY 38, WARD, AR 72176-9239

Mortgage

Document Number0202208530
DateJul 18, 2022
Instrument2022-08530
Lender
NameSENTE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLONOKE AR
Property Address6525 HIGHWAY 38, WARD, AR 72176-9239
Document Number0000011666
Instrument DateNov 5, 2019
Transaction TypeMortgage
Record UpdatedDec 13, 2019
Title CompanyLENDERS TITLE COMPANY, LENDERS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6525 HIGHWAY 38 WARD AR 721769239, WARD, AR 72176-9239

Mortgage

Document Number0000011666
DateNov 18, 2019
Instrument11666
Lender
NameFIRST SEC BK
TypeBank
AddressSEARCY, AR 72143
Agreement
AmountAmount Recorded
Term360 Months
DueNov 17, 2049

April 2019: Quit Claim Deed, Construction Loan

Document TypeQuit Claim Deed
JurisdictionLONOKE AR
Recording DateApr 24, 2019
Property Address6525 HIGHWAY 38, WARD, AR 72176-9239
Document Number0000003776
Instrument DateApr 19, 2019
Instrument3776
Transaction TypeConstruction Loan
Record UpdatedMay 17, 2019
Title CompanyLENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address6525 HIGHWAY 38 WARD AR 721769239, WARD, AR 72176-9239

Mortgage

Document Number3777
DateApr 24, 2019
Instrument3777
Lender
NameFIRST SEC BK
TypeBank
AddressSEARCY, AR 72145-1009
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueApr 23, 2020

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyLonoke County
Unified School DistrictCabot Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$28,860 (-) Land $2,540 Building $26,320
2024$824.00 (-8.34%)
2023$899.00$28,860 Land $2,540 Building $26,320$144,300 Land $12,700 Building $131,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 49% of Arkansas
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRAND PRAIRIE BAYOU 2 PWA
serves 13,138 people · EPA ID AR0000734
Water SourcePurchased surface water from LONOKE WHITE PUBLIC WATER AUTHORITY
Last State InspectionSep 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
First Electric Cooperative
Fiber
1,000 / 1,000
Optimum Communications
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

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