Lonoke County property record for 6224 Hwy 38, Ward, AR 72176
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,729 sqft · built 1997 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $167,000 (May 2003) |
| Tax Bill | $987 (2024) |
| Deeds & Mortgages | Aug 2022 Mortgage Jul 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-09243-007 |
| Primary APN | 001-09243-007 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,729 sqft Living Area |
| 1st Floor Area | 1,729 sqft |
| Flooring | Vinyl/Resilient |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Type | Attached |
| Garage Area | 527 sqft |
| Driveway | Driveway |
| Driveway Area | 1,782 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | Deck Area |
| Patio Area | 280 sqft |
| Shed | 1 Shed |
| Utility Building | 900 sqft |
| Arbor/Pergola | Arbor/Pergola |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6224 HIGHWAY 38 |
|---|---|
| City | WARD |
| State | AR |
| Zip | 72176-8400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE SW (N OF HWY) |
| Legal Range | 09W |
| Legal Township | 04N |
| Legal Section | 12 |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | CAROLINE |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 20102 |
Source: Lonoke County records · APN 001-09243-007
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6224 HIGHWAY 38, WARD, AR 72176-8400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK |
| Jul 28, 2019 | Loan Modification, Mortgage NOT AVAILABLE |
| Jul 19, 2019 | Deed of Trust, Mortgage · Line of Credit CENTENNIAL BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 02, 2003 · Amount on Record |
| Deed Sale | May 02, 2003 · Amount on Record |
| Deed Document Number | 2003-006027 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 6224 HIGHWAY 38, WARD, AR 72176-8400 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000010272 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 2022/10272 |
| Instrument | 2022-10272 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 6224 HIGHWAY 38, WARD, AR 72176-8400 |
| Document Number | 0000009440 |
| Instrument Date | Jul 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6224 HIGHWAY 38 WARD AR 721768400, WARD, AR 72176-8400 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 6224 HIGHWAY 38, WARD, AR 72176-8400 |
| Document Number | 0000007349 |
| Instrument Date | Jul 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6224 HWY 38 WARD WARD AR 72176, WARD, AR 72176 |
| Document Number | 0000007349 |
|---|---|
| Date | Jul 26, 2019 |
| Instrument | 7349 |
| Name | CENTENNIAL BK |
|---|---|
| Type | Bank |
| Address | CABOT, AR 72023 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lonoke County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Unified School District | Cabot Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,400 (-) Land $3,000 Building $29,400 | ||
| 2024 | $987.00 (-7.06%) | ||
| 2023 | $1,062.00 Homeowner's exemption | $32,400 Land $3,000 Building $29,400 | $162,000 Land $15,000 Building $147,000 |
Source: FEMA National Flood Hazard Layer as of April 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2025 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Moderate above 40% of the US · above 41% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| First Electric Cooperative Fiber | 1,000 / 1,000 |
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 8 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GRAND PRAIRIE BAYOU 2 PWA serves 13,138 people |
|---|---|
| Water Source | Purchased surface water from LONOKE WHITE PUBLIC WATER AUTHORITY |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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