6195 Hwy 38, Ward, AR 72176 Property Records

Lonoke County property record for 6195 Hwy 38, Ward, AR 72176

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,396 sqft · built 2005
Lot Size	23.7 acres (1,035,421 sqft)
Owner	2 Owner Names on Record
Tax Bill	$2,727 (2024)
Deeds & Mortgages	Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`001-09243-002`

Property Details

APN / Parcel Number

Primary APN	`001-09243-002`
Alternative APN	`11368`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,396 sqft Living Area
1st Floor Area	2,226 sqft
2nd Floor Area	1,831 sqft
Upper Floors Area	1,170 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2005
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	1,035,421 sqft (23.7 acres)
Garage Type	Attached
Garage Area	775 sqft
Driveway	Driveway
Driveway Area	1,516 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	537 sqft
Kennel	Kennel
Utility Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6195 HIGHWAY 38
City	WARD
State	AR
Zip	72176-9460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W1/2 E1/2 SW
Legal Range	09W
Legal Township	04N
Legal Section	12
Jurisdiction	LONOKE AR
Township / Civil Division	CAROLINE
Census Block Group	2
Census Block	2001
Census Tract	20103

Owner

Source: Lonoke County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	6195 HIGHWAY 38, WARD, AR 72176-9460
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 23, 2004
Transfer Doc	0000005095
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	6195 HIGHWAY 38, WARD, AR 72176-9460
Document Number	0000001618
Instrument Date	Feb 5, 2019
Transaction Type	Mortgage
Record Updated	Mar 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6195 HIGHWAY 38 WARD AR 721769460, WARD, AR 72176-9460

Mortgage

Document Number	0000001618
Date	Feb 22, 2019
Instrument	1618

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	JACKSONVILLE, AR 72078

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 21, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$70,270 (-) Land $2,850 Building $67,420
2024	$2,727.00 (-1.3%)
2023	$2,763.00 Homeowner's exemption	$70,270 Land $2,850 Building $67,420	$351,350 Land $14,250 Building $337,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 47% of Arkansas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND PRAIRIE BAYOU 2 PWA serves 13,138 people · EPA ID AR0000734
Water Source	Purchased surface water from LONOKE WHITE PUBLIC WATER AUTHORITY
Last State Inspection	Sep 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20