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6523 River Rd, Downsville, NY 13755 Property Records

Delaware County and Colchester Town property record for 6523 River Rd, Downsville, NY 13755 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Lot Size3 acres (130,680 sqft)
OwnerIndividual Name on File
Last Sale$75,000 (Jul 2013)
Tax Bill$1,951 (2025)
Deeds & MortgagesSep 2021 Sale
Oct 2017 Mortgage
Flood ZoneZone AE (high risk)
APN122400 358.-1-22.7

Property Details

APN / Parcel Number

Primary APN122400 358.-1-22.7
Alternative APNs
  • 24003580000001022700
  • 05622568009

Exterior

Lot Area130,680 sqft (3 acres)

Location & Zoning

Account Number05622568009
Street Address6523 RIVER RD
CityDOWNSVILLE
StateNY
Zip13755-3701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGL#5 LOT 4
Legal Block1
Legal Lot Number22.700
JurisdictionDELAWARE NY
Township / Civil DivisionCOLCHESTER
Census Block Group3
Census Block3036
Census Tract971300

Owner

Source: Delaware County and Colchester Town records · APN 122400 358.-1-22.7

Assessment roll updated April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 705, DOWNSVILLE, NY 13755-0705
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2021Deed, Transfer
Oct 31, 2017Deed of Trust, Mortgage
WAYNE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 18, 2013 · Amount on Record
Deed SaleJul 18, 2013 · Amount on Record
Deed Book / Page1385 / 53
Last Transfer DateJul 31, 2013
Record UpdatedJun 08, 2026

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionDELAWARE NY
Recording DateSep 24, 2021
Property Address6523 RIVER RD, DOWNSVILLE, NY 13755-3701
Document Number1685/41
Book / Page1685 / 41
Instrument DateSep 10, 2021
Instrument7156
Transaction TypeTransfer
Record UpdatedOct 19, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6523 RIVER RD, DOWNSVILLE, NY 13755-3701

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE NY
Property Address6523 RIVER RD, DOWNSVILLE, NY 13755-3701
Transaction TypeMortgage
Record UpdatedNov 15, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 000000007926
DateOct 31, 2017
Book Page0000002107/0000000161
Instrument000000007926
Lender
NameWAYNE BANK
TypeBank
Agreement
AmountAmount Recorded
Term171 Months
DueJan 01, 2032

Tax Assessment & Valuation

Source: Delaware County and Colchester Town records · Assessment roll updated April 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyDelaware County
County SubdivisionColchester Town
Unified School DistrictDownsville Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,951.00 (+24.19%)$3,000 (-) Land $600 Building $2,400$75,000 (-) Land $15,000 Building $60,000
2023$3,000 Land $600 Building $2,400$75,000 Land $15,000 Building $60,000
2020$1,571.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delaware County (36025C), updated October 13, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360259713003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Nearby Flood Policies15 in force
Nearby Flood Claims36 (1984–2011)
Claims Outside the SFHA1 of 36
Most Recent ClaimSep 2011, rainfall accumulation
Claims By Storm
  • Hurricane Irene, Aug 2011 · 4 claims
  • Severe Storms And Flooding, Jul 2006 · 18 claims
  • Tropical Depression Ivan, Sep 2004 · 6 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 76 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
MTC CableCable1,000 / 50

May also be available at this address: T-Mobile USA, MTC Cable. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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