Delaware County and Colchester Town property record for 6438 River Rd, Downsville, NY 13755
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $38,000 (Jan 2019) |
| Tax Bill | $1,301 (2025) |
| Deeds & Mortgages | Jan 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 122400 358.4-1-1 |
| Primary APN | 122400 358.4-1-1 |
|---|---|
| Alternative APNs |
|
| Lot Area | 19,166 sqft (0.44 acres) |
|---|---|
| Lot Dimensions | 104 ft deep x 160 ft wide |
| Account Number | 05600741009 |
|---|---|
| Street Address | 6438 RIVER RD |
| City | DOWNSVILLE |
| State | NY |
| Zip | 13755-3624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GL 5 LOT 4 |
| Legal Block | 1 |
| Legal Lot Number | 1.000 |
| Jurisdiction | DELAWARE NY |
| Township / Civil Division | COLCHESTER |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 971300 |
Source: Delaware County and Colchester Town records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6438 RIVER RD, DOWNSVILLE, NY 13755-3624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2019 · Amount on Record |
| Deed Sale | Jan 8, 2019 · Amount on Record |
| Deed Document Number | 2019215 |
| Deed Book / Page | 1581 / 176 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Jan 8, 2019 |
| Property Address | 6438 RIVER RD, DOWNSVILLE, NY 13755-3624 |
| Document Number | 001581/176 |
| Book / Page | 1581 / 176 |
| Instrument Date | Dec 18, 2018 |
| Instrument | 215 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 14801 STATE HIGHWAY 30, DOWNSVILLE, NY 13755-3001 |
| Document Number | 002166/248 |
|---|---|
| Date | Jan 8, 2019 |
| Book Page | 2166/248 |
| Instrument | 216 |
| Name | SIDNEY FEDERAL CREDIT UNION |
|---|---|
| Address | SIDNEY, NY 13838 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2039 |
Source: Delaware County and Colchester Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Colchester Town |
| Unified School District | Downsville Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,301.00 (+5.52%) | $2,000 (-) Land $500 Building $1,500 | $50,000 (-) Land $12,500 Building $37,500 |
| 2023 | $2,000 Land $500 Building $1,500 | $50,000 Land $12,500 Building $37,500 | |
| 2020 | $1,233.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 36 (1984–2011) |
| Claims Outside the SFHA | 1 of 36 |
| Most Recent Claim | Sep 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MTC Cable Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: T-Mobile.
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