6520 Mount Phillip Rd, Frederick, MD 21703 Property Records

Frederick County property record for 6520 Mount Phillip Rd, Frederick, MD 21703

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,852 sqft · built 1986
Lot Size2.56 acres (111,949 sqft)
Owner2 Individual Names on Record
Last Sale$27,500 (Nov 1982)
Tax Bill$5,354 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN24-445550

Property Details

APN / Parcel Number

Primary APN24-445550
Alternative APN
  • 445550

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,852 sqft Living Area
Gross Area2,140 sqft
1st Floor Area1,852 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area111,949 sqft
Garage TypeDetached
Garage Area1,200 sqft
Parking Spaces4 Parking Spaces
PorchEnclosed Porch
Porch Area320 sqft
Deck Area510 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number445550
Street Address6520 MOUNT PHILLIP RD
CityFREDERICK
StateMD
Zip21703-5958
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionLT 3 SECT 1 2.570 AC MT PHILLIP RD BURGESS ESTATES
Legal SubdivisionBURGESS ESTATES
Legal Lot Number3
JurisdictionFREDERICK MD
Township / Civil Division24, BRADDOCK
Census Block Group2
Census Block2001
Census Tract752602

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6520 MOUNT PHILLIP RD, FREDERICK, MD 21703-5958
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 1982 · Amount on Record
Deed SaleNov 15, 1982 · Amount on Record
Deed Book / Page1184 / 65
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6520 MOUNT PHILLIP RD, FREDERICK, MD 21703-5958
Transaction TypeMortgage
Record UpdatedSep 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6520 MOUNT PHILLIP RD, FREDERICK, MD 21703-5958

Mortgage

Document Number0161040401
DateAug 26, 2022
Book Page16104/401
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueJul 18, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$485,500 (+26.4%) Land $145,700 Building $339,800$485,500 (+26.4%) Land $145,700 Building $339,800
2025$5,354.00 (+15.16%)
2023$4,649.00 Homeowner's exemption$384,100 Land $115,900 Building $268,200$384,100 Land $115,900 Building $268,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Nearby Properties on Mount Phillip Rd

Nearby Streets

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