6442 Mount Phillip Rd, Frederick, MD 21703 Property Records

Frederick County property record for 6442 Mount Phillip Rd, Frederick, MD 21703

Property Summary

Property Type	Single Family Home
Details	2 ba · 864 sqft · built 1950
Lot Size	0.559 acres (24,393 sqft)
Owner	Individual Name on File
Last Sale	$289,000 (Oct 2019)
Tax Bill	$2,594 (2023)
Deeds & Mortgages	Sep 2017 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-461866`

Property Details

APN / Parcel Number

Primary APN	`24-461866`
Alternative APN	`461866`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	864 sqft Total Area
1st Floor Area	864 sqft
Basement Area	105 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 1950
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	24,393 sqft (0.559 acres)
Garage Type	Detached
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	203 sqft
Patio Area	119 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	461866
Street Address	6442 MOUNT PHILLIP RD
City	FREDERICK
State	MD
Zip	21703-5956
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 0.56 AC W/S MT. PHILIP RD.
Legal Phase	IL
Legal Lot Number	56
Jurisdiction	FREDERICK MD
Township / Civil Division	24, BRADDOCK
Census Block Group	2
Census Block	2011
Census Tract	752602

Owner

Source: Frederick County records · APN 24-461866

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6442 MOUNT PHILLIP RD, FREDERICK, MD 21703-5956
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEVERN SAVINGS BANK FSB
Oct 15, 2019	Deed, Transfer · Conventional Mortgage SEVERN SAVINGS BANK FSB
Sep 06, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 15, 2019 · Amount on Record
Deed Sale	Oct 15, 2019 · Amount on Record
Deed Document Number	0013271489
Deed Book / Page	13271 / 489
Record Updated	Jun 07, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6442 MOUNT PHILLIP RD, FREDERICK, MD 21703-5956
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0120510388
Date	Sep 27, 2017
Book Page	12051/0388
Instrument	12051-0388

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6442 MOUNT PHILLIP RD, FREDERICK, MD 21703-5956
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	LEGACYHOUSE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0137310184
Date	May 13, 2020
Book Page	13731/184

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 15, 2019
Property Address	6442 MOUNT PHILLIP RD, FREDERICK, MD 21703-5956
Document Number	0132710489
Book / Page	13271 / 0489
Instrument Date	Jun 28, 2019
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	CERTIFIED TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,445.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	6442 MOUNT PHILLIP RD, FREDERICK, MD 21703-5956

Mortgage

Document Number	132710496
Date	Oct 15, 2019
Instrument	13271/0496

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jul 01, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6442 MOUNT PHILLIP RD, FREDERICK, MD 21703-5956
Document Number	0120510380
Instrument Date	Sep 06, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6442 MOUNT PHILLIP RD #R FREDERICK MD 217035956, R, FREDERICK, MD 21703-5956

Mortgage

Document Number	0120510380
Date	Sep 27, 2017
Book Page	012051/000380

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,594.00 Homeowner's exemption	$236,000 Land $87,000 Building $149,000	$236,000 Land $87,000 Building $149,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Based on FCC filings for 58 locations within half a mile of this property.

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