Frederick County property record for 6428 Mount Phillip Rd, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,925 sqft · built 1962 |
| Lot Size | 0.68 acres (29,620 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $441,900 (Oct 2021) |
| Tax Bill | $4,518 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-461459 |
| Primary APN | 24-461459 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,925 sqft Living Area |
| Gross Area | 3,732 sqft |
| 1st Floor Area | 1,725 sqft |
| Basement Area | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 29,620 sqft (0.68 acres) |
| Garage Type | Attached |
| Garage Area | 729 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 282 sqft |
| Deck Area | 78 sqft |
| Patio Area | 978 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 461459 |
|---|---|
| Street Address | 6428 MOUNT PHILLIP RD |
| City | FREDERICK |
| State | MD |
| Zip | 21703-5956 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 0.687 AC W/S MT. PHILIP RD. |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 24, BRADDOCK |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 752602 |
Source: Frederick County assessment roll, as of August 4, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6428 MOUNT PHILLIP RD, FREDERICK, MD 21703-5956 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Oct 21, 2021 | Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 21, 2021 · Amount on Record |
| Deed Sale | Oct 21, 2021 · Amount on Record |
| Prior Sale | Jun 18, 1998 · Amount on Record |
| Deed Book / Page | 15411 / 83 |
| Prior Transfer Date | Mar 23, 2016 |
| Prior Transfer Doc | 0114500393 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6428 MOUNT PHILLIP RD, FREDERICK, MD 21703-5956 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0122560158 |
|---|---|
| Date | Jan 30, 2018 |
| Book Page | 12256/0158 |
| Instrument | 12256-0158 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 21, 2021 |
| Property Address | 6428 MOUNT PHILLIP RD, FREDERICK, MD 21703-5956 |
| Document Number | 0154110083 |
| Book / Page | 15411 / 83 |
| Instrument Date | Oct 6, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | CLASSIC SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,209.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6428 MOUNT PHILLIP RD, FREDERICK, MD 21703-5956 |
| Document Number | 1541188 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 15411/88 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,518.00 (+14.15%) | $362,600 (+31.09%) | $405,600 (+46.64%) Land $124,600 Building $281,000 |
| 2024 | $3,958.00 (+18.89%) | ||
| 2023 | $3,329.00 | $276,600 Land $91,900 Building $184,700 | $276,600 Land $91,900 Building $184,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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