Charleston County property record for 652 Schooner Rd, Charleston, SC 29412
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,539 sqft · built 1964 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,000 (Aug 2019) |
| Tax Bill | $1,994 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 452-06-00-003 |
| Primary APN | 452-06-00-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,539 sqft Living Area |
| Gross Area | 1,587 sqft |
| 1st Floor Area | 1,539 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 150 ft deep x 97 ft wide |
| Garage Type | Carport |
| Garage Area | 228 sqft |
| Carport | Carport |
| Carport Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 352 sqft |
| Shed | 1 Shed |
| Shed Area | 172 sqft |
| Total Buildings | 3 Buildings |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Gas |
| Street Address | 652 SCHOONER RD |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29412-8936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -LIGHTHOUSE POINT DESCRIPTION -LT 10 BLK E |
| Legal Subdivision | LIGHTHOUSE POINT |
| Legal Block | E |
| Legal Lot Number | 10 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | JAMES ISLAND |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 2005 |
652 Schooner Rd is owned and occupied by an individual who bought it in August 2019.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 652 SCHOONER RD, CHARLESTON, SC 29412-8936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 21, 2019 | Warranty Deed, Transfer · Line of Credit SOUTHERN FIRST BK NA |
| Mar 20, 2017 | Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2019 · Amount on File |
| Deed Sale | Aug 21, 2019 · Amount on File |
| Prior Sale | Mar 20, 2017 · Amount on File |
| Deed Book / Page | 818 / 96 |
| Prior Transfer Date | May 13, 2014 |
| Prior Transfer Doc | 04070634 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 652 SCHOONER RD, CHARLESTON, SC 29412-8936 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0010770695 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 1077/695 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 652 SCHOONER RD, CHARLESTON, SC 29412-8936 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 09650616 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 965/616 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Aug 21, 2019 |
| Property Address | 652 SCHOONER RD, CHARLESTON, SC 29412-8936 |
| Document Number | 0818/0096 |
| Book / Page | 000818 / 000096 |
| Instrument Date | Jul 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $345.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 652 SCHOONER RD CHARLESTON SC 294128936, CHARLESTON, SC 29412-8936 |
| Document Number | 818/0097 |
|---|---|
| Date | Aug 21, 2019 |
| Book Page | 000818/000097 |
| Name | SOUTHERN FIRST BK NA |
|---|---|
| Type | Bank |
| Address | CAYCE, SC 29033 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 20, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Mar 20, 2017 |
| Property Address | 652 SCHOONER RD, CHARLESTON, SC 29412-8936 |
| Document Number | 0624/0589 |
| Book / Page | 000624 / 000589 |
| Instrument Date | Mar 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $345.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 652 SCHOONER RD CHARLESTON SC 294128936, CHARLESTON, SC 29412-8936 |
| Document Number | 624/0590 |
|---|---|
| Date | Mar 20, 2017 |
| Book Page | 000624/000590 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 19, 2047 |
The 2025 property tax bill for 652 Schooner Rd was $1,994, up 2% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | James Island Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,994.00 (+19.98%) | $396,750 (+2,775%) Land $143,405 Building $253,345 | $597,200 Land $295,000 Building $302,200 |
| 2024 | $1,662.00 | $13,800 | |
| 2022 | $1,511.00 | $13,800 | $345,000 Land $124,700 Building $220,300 |
| 2020 | $345,000 Land $124,700 Building $220,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 652 Schooner Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 544 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 544 in force |
| Nearby Flood Claims | 283 (1979–2023) |
| Claims Outside the SFHA | 13 of 283 |
| Most Recent Claim | Dec 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 652 Schooner Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 80% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
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