Charleston County property record for 641 Schooner Rd, Charleston, SC 29412
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,265 sqft · built 1979 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Nov 2017) |
| Tax Bill | $1,645 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 452-06-00-090 |
| Primary APN | 452-06-00-090 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,265 sqft Living Area |
| Gross Area | 1,490 sqft |
| 1st Floor Area | 1,265 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 145 ft deep x 90 ft wide |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 64 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 641 SCHOONER RD |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29412-8935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -LIGHTHOUSE POINT DESCRIPTION -LOT 9 BLK B |
| Legal Subdivision | LIGHTHOUSE POINT |
| Legal Block | B |
| Legal Lot Number | 9 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | JAMES ISLAND |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 2005 |
Source: Charleston County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 641 SCHOONER RD, CHARLESTON, SC 29412-8935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2020 | Quit Claim Deed, Transfer FIRST PALMETTO BK |
| Nov 15, 2017 | Grant Deed, Transfer · Conventional with PMI SOUTHERN FIRST BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2017 · Amount on Record |
| Deed Sale | Nov 15, 2017 · Amount on Record |
| Deed Book / Page | 680 / 52 |
| Last Transfer Date | Jun 19, 2020 |
| Transfer Doc | 0897/0447 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jul 14, 2020 |
| Property Address | 641 SCHOONER RD, CHARLESTON, SC 29412-8935 |
| Document Number | 0897/0447 |
| Book / Page | 000897 / 000447 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 641 SCHOONER RD CHARLESTON SC 294128935, CHARLESTON, SC 29412-8935 |
| Document Number | 897/0449 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 000897/000449 |
| Name | FIRST PALMETTO BK |
|---|---|
| Type | Bank |
| Address | CAMDEN, SC 29020 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 13, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Nov 15, 2017 |
| Property Address | 641 SCHOONER RD, CHARLESTON, SC 29412-8935 |
| Document Number | 0680/0052 |
| Book / Page | 000680 / 000052 |
| Instrument Date | Nov 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 641 SCHOONER RD CHARLESTON SC 294128935, CHARLESTON, SC 29412-8935 |
| Document Number | 680/0053 |
|---|---|
| Date | Nov 15, 2017 |
| Book Page | 000680/000053 |
| Name | SOUTHERN FIRST BK NA |
|---|---|
| Type | Bank |
| Address | CAYCE, SC 29033 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2047 |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | James Island Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,645.00 (+19.38%) | $319,930 (+2,774.48%) Land $142,830 Building $177,100 | $576,500 (+107.23%) Land $295,000 Building $281,500 |
| 2024 | $1,378.00 (+10.51%) | $11,130 (-) | |
| 2022 | $1,247.00 | $11,130 | $278,200 (-) Land $124,200 Building $154,000 |
| 2020 | $278,200 Land $124,200 Building $154,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 544 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 544 in force |
| Nearby Flood Claims | 283 (1979–2023) |
| Claims Outside the SFHA | 13 of 283 |
| Most Recent Claim | Dec 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 80% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
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