Charleston County property record for 655 Schooner Rd, Charleston, SC 29412
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,093 sqft · built 2014 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,382 (2025) |
| Deeds & Mortgages | Nov 2021 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 452-06-00-148 |
| Primary APN | 452-06-00-148 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,093 sqft Living Area |
| Gross Area | 3,358 sqft |
| 1st Floor Area | 1,265 sqft |
| Upper Floors Area | 828 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Modular |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 41,382 sqft (0.95 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 248 sqft |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 655 SCHOONER RD |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29412-8935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAPPLATB S14 MAPPLATP 0146 SUBDIVISIONNAME LIGHTHOUSE POINT LOT B |
| Legal Subdivision | LIGHTHOUSE POINT |
| Legal Lot Number | B |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | JAMES ISLAND |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 2005 |
655 Schooner Rd is owned and occupied by two individuals who acquired it in August 2021.
Source: Charleston County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 655 SCHOONER RD, CHARLESTON, SC 29412-8935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 2, 2021 |
| Transfer Doc | 0010480613 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Nov 2, 2021 |
| Property Address | 655 SCHOONER RD, CHARLESTON, SC 29412-8935 |
| Document Number | 0010480613 |
| Book / Page | 1048 / 613 |
| Map Reference | MB S14 PG 0146 |
| Instrument Date | Aug 2, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 655 SCHOONER RD, CHARLESTON, SC 29412-8935 |
The 2025 property tax bill for 655 Schooner Rd was $2,382, up 20.4% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | James Island Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,382.00 (+20.36%) | $482,580 (+2,774.21%) Land $221,980 Building $260,600 | $526,500 Land $265,900 Building $260,600 |
| 2024 | $1,979.00 | $16,790 | |
| 2022 | $6,285.00 | $25,180 | $436,000 Land $186,500 Building $249,500 |
| 2020 | $436,000 Land $186,500 Building $249,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 655 Schooner Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 544 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 544 in force |
| Nearby Flood Claims | 283 (1979–2023) |
| Claims Outside the SFHA | 13 of 283 |
| Most Recent Claim | Dec 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 655 Schooner Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 80% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
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