610 Ridgewood Rd, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 610 Ridgewood Rd, Key Biscayne, FL 33149

Property Summary

Property Type	Single Family Home
Details	6 bd · 8 ba · 3,646 sqft · built 2019
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,150,000 (Jun 2021)
Tax Bill	$42,831 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`24-5205-001-0450`

Property Details

APN / Parcel Number

Primary APN	`24-5205-001-0450`

Interior

Bedrooms	6 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,646 sqft Living Area
Gross Area	4,392 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block/Stucco
Construction Type	Concrete Block
Roof Type	Rigid Frame Bar Joist
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Porch	Porch
Porch Area	121 sqft
Patio Area	389 sqft

Location & Zoning

Street Address	610 RIDGEWOOD RD
City	KEY BISCAYNE
State	FL
Zip	33149-2019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	BISCAYNE KEY ESTS PB 50-61 LOT 1 BLK 5 LOT SIZE 75.000 X 100 73R-72597
Legal Range	42E
Legal Township	55S
Legal Section	05
Legal Subdivision	BISCAYNE KEY ESTS
Legal Block	5
Legal Lot Number	1
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	3
Census Block	3019
Census Tract	4602

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	610 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-2019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 23, 2017	Warranty Deed, Transfer SABADELL UNITED BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2021 · Amount on Record
Deed Sale	Jun 28, 2021 · Amount on Record
Prior Sale	Jun 23, 2017 · Amount on Record
Deed Document Number	2021456172
Deed Book / Page	32585 / 1951
Prior Transfer Date	Mar 22, 2016
Prior Transfer Doc	0000174431
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jun 28, 2021
Property Address	610 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-2019
Document Number	0000456172
Book / Page	32585 / 1951
Map Reference	MB 50 PG 61
Instrument Date	Jun 11, 2021
Instrument	2021R0456172
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1850 S OCEAN DR # DR3104, 1850, HALLANDALE BEACH, FL 33009-7675

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-2019

Mortgage

Document Number	0000456174
Date	Jun 28, 2021
Book Page	32585/1955
Instrument	2021R0456174

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jun 23, 2017
Property Address	610 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-2019
Document Number	0000356340
Book / Page	030584 / 004582
Instrument Date	Jun 14, 2017
Instrument	356340
Transaction Type	Transfer
Record Updated	Jul 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	610 RIDGEWOOD RD KEY BISCAYNE FL 331492019, KEY BISCAYNE, FL 33149-2019

Mortgage

Document Number	356341
Date	Jun 23, 2017
Book Page	030584/004586
Instrument	356341

Lender

Name	SABADELL UNITED BK NA
Type	Bank
Address	MIAMI, FL 33131

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jun 22, 2019

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$42,831.00 (+3.64%) Homeowner's exemption	$2,706,897 (+5.99%)	$3,054,982 (+8.84%) Land $1,657,500 Building $1,397,482
2023	$41,328.00 (+3.55%) Homeowner's exemption	$2,553,991 (+3%)	$2,806,846 (+13.2%) Land $1,466,250 Building $1,340,596
2022	$39,911.00 Homeowner's exemption	$2,479,603 Land $1,125,188 Building $1,354,415	$2,479,603 Land $1,125,188 Building $1,354,415

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 489 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	548 units insured incl. 59 condo units
Nearby Flood Claims	790 (1979–2021)
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 69 claims Hurricane Katrina, Aug 2005 · 44 claims Hurricane Andrew, Aug 1992 · 565 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Ridgewood Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures