Pinellas County property record for 652 Normandy Rd, Madeira Beach, FL 33708
| Property Type | Other Improved |
|---|---|
| Details | 2 ba · 1,824 sqft · built 1952 |
| Lot Size | 0.165 acres (7,196 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $875,000 (Oct 2022) |
| Tax Bill | $4,408 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Oct 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-755-0319-3 |
| Primary APN | C62-000-755-0319-3 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,824 sqft Heated Area |
| 1st Floor Area | 1,824 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Material | Tar & Gravel |
| Lot Area | 7,196 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 400 sqft |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R115819 |
|---|---|
| Old Parcel Number | 153110432720000350 |
| Street Address | 652 NORMANDY RD |
| City | MADEIRA BEACH |
| State | FL |
| Zip | 33708-2371 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | ISLAND ESTATES UNIT NO. 1 LOT 35 |
| Legal Range | 15 |
| Legal Township | 31 |
| Legal Section | 10 |
| Legal Subdivision | ISLAND ESTATES UNIT NO. 1 |
| Legal Lot Number | 35 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | BOCA CIEGA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 27802 |
Source: Pinellas County records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10325 BLOSSOM LAKE DR, SEMINOLE, FL 33772-7411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2024 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Oct 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 16, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2022 · Amount on Record |
| Deed Sale | Oct 26, 2022 · Amount on Record |
| Prior Sale | Apr 15, 1998 · Amount on Record |
| Deed Document Number | 2022313127 |
| Deed Book / Page | 22243 / 2424 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 652 NORMANDY RD, MADEIRA BEACH, FL 33708-2371 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 652 NORMANDY RD, MADEIRA BEACH, FL 33708-2371 |
| Document Number | 0227780757 |
|---|---|
| Date | Apr 25, 2024 |
| Book Page | 22778/757 |
| Instrument | 2024105152 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | May 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.6% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Oct 26, 2022 |
| Property Address | 652 NORMANDY RD, MADEIRA BEACH, FL 33708-2371 |
| Document Number | 0222432424 |
| Book / Page | 22243 / 2424 |
| Map Reference | MB 25 PG 19 |
| Instrument Date | Oct 21, 2022 |
| Instrument | 2022313127 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2025 |
| Title Company | CHAMPION'S TITLE SERVICES LLC, CHAMPIONS TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 8022, MADEIRA BEACH, FL 33738-8022 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 652 NORMANDY RD, MADEIRA BEACH, FL 33708-2371 |
| Document Number | 0222432426 |
|---|---|
| Date | Oct 26, 2022 |
| Instrument | 22243/2426 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Nov 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.3% |
| Index | Other |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 652 NORMANDY RD, MADEIRA BEACH, FL 33708-2371 |
| Document Number | 0209790455 |
| Instrument Date | Apr 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 652 NORMANDY RD MADEIRA BEACH FL 337082371, MADEIRA BEACH, FL 33708-2371 |
| Document Number | 0209790455 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 020979/000455 |
| Instrument | 134717 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Madeira Beach City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,408.00 (-14.95%) Homeowner's exemption | $312,559 (-13.65%) | $470,926 (-39.45%) Land $468,267 Building $2,659 |
| 2023 | $5,183.00 (+79.4%) Homeowner's exemption | $361,949 (+65.21%) | $777,715 (+15.73%) Land $658,133 Building $119,582 |
| 2022 | $2,889.00 Homeowner's exemption Widower's exemption | $219,083 | $671,988 Land $579,907 Building $92,081 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 492 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 581 units insured incl. 89 condo units |
| Nearby Flood Claims | 2,043 (1978–2025) |
| Claims Outside the SFHA | 1 of 2,043 |
| Most Recent Claim | Dec 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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