646 Normandy Rd, Madeira Beach (Saint Petersburg), FL 33708 Property Records

Pinellas County property record for 646 Normandy Rd, Madeira Beach, FL 33708 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,174 sqft · built 1952
Lot Size	0.165 acres (7,196 sqft)
Owner	Individual Name on File
Last Sale	$680,000 (Jan 2022)
Tax Bill	$7,616 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`C62-000-755-0322-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-755-0322-7`
Alternative APNs	`10-31-15-43272-000-0380` `153110432720000380` `R115822`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,174 sqft Heated Area
1st Floor Area	1,174 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1982
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Rolled Roofing
Lot Area	7,196 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	299 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	219 sqft
Loading Dock	190 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R115822
Old Parcel Number	153110432720000380
Street Address	646 NORMANDY RD
City	MADEIRA BEACH
State	FL
Zip	33708-2371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ISLAND ESTATES UNIT NO. 1 LOT 38
Legal Range	15
Legal Township	31
Legal Section	10
Legal Subdivision	ISLAND ESTATES UNIT NO. 1
Legal Lot Number	38
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	2
Census Block	2002
Census Tract	27802

Owner

Source: Pinellas County records · APN C62-000-755-0322-7

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	646 NORMANDY RD, MADEIRA BEACH, FL 33708-2371
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 03, 2022 · Amount on Record
Deed Sale	Jan 03, 2022 · Amount on Record
Prior Sale	Mar 29, 2001
Deed Document Number	2022000205
Deed Book / Page	21873 / 1486
Record Updated	Jun 08, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 03, 2022
Property Address	646 NORMANDY RD, MADEIRA BEACH, FL 33708-2371
Document Number	0218731486
Book / Page	21873 / 1486
Map Reference	MB 25 PG 19
Instrument Date	Dec 30, 2021
Instrument	2022000205
Transaction Type	Transfer
Record Updated	Jan 20, 2022
Title Company	COASTLINE TITLE/PINELLAS LLC, COASTLINE TITLE OF PINELLAS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,760.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 GROVE AVE, 700, KOKOMO, IN 46902-3353

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	646 NORMANDY RD, MADEIRA BEACH, FL 33708-2371

Mortgage

Document Number	0218731488
Date	Jan 03, 2022
Instrument	21873/1488

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Madeira Beach City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,616.00 (-24.65%) Homeowner's exemption	$510,421 (-23.48%)	$510,421 (-31.69%) Land $446,748 Building $63,673
2023	$10,108.00 (+2.47%) Homeowner's exemption	$667,069 (+3%)	$747,233 (+15.38%) Land $667,166 Building $80,067
2022	$9,864.00 Homeowner's exemption	$647,640	$647,640 Land $582,018 Building $65,622

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.