Pinellas County property record for 648 Normandy Rd, Madeira Beach, FL 33708
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,578 sqft · built 1952 |
| Lot Size | 0.165 acres (7,196 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $849,000 (Aug 2021) |
| Tax Bill | $7,849 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-755-0321-9 |
| Primary APN | C62-000-755-0321-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,578 sqft Living Area |
| Gross Area | 1,970 sqft |
| 1st Floor Area | 1,578 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,196 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| View / Lot | Canal/Waterfront |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 312 sqft |
| Patio Area | 312 sqft |
| Loading Dock | 84 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R115821 |
|---|---|
| Street Address | 648 NORMANDY RD |
| City | MADEIRA BEACH |
| State | FL |
| Zip | 33708-2371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ISLAND ESTATES UNIT NO. 1 LOT 37 |
| Legal Range | 15E |
| Legal Township | 31S |
| Legal Section | 10 |
| Legal Subdivision | ISLAND ESTATES UNIT NO. 1 |
| Legal Tract | 43272 |
| Legal Lot Number | 37 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | BOCA CIEGA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 27802 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 648 NORMANDY RD, MADEIRA BEACH, FL 33708-2371 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2026 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Aug 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Feb 12, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2021 · Amount on Record |
| Deed Sale | Aug 9, 2021 · Amount on Record |
| Deed Document Number | 2021260138 |
| Deed Book / Page | 21663 / 226 |
| Prior Transfer Date | Jan 5, 2018 |
| Prior Transfer Doc | 0199390764 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 16, 2026 |
| Property Address | 648 NORMANDY RD, MADEIRA BEACH, FL 33708-2371 |
| Document Number | 0000161651 |
| Book / Page | 23594 / 2116 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 2026161651 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 648 NORMANDY RD, MADEIRA BEACH, FL 33708-2371 |
| Investor | Possibly a Property Investor |
| Document Number | 0000161651, |
|---|---|
| Date | Jun 16, 2026 |
| Book Page | 23594/2116 |
| Instrument | 2026161651 |
| Name | REGIONS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 9, 2021 |
| Property Address | 648 NORMANDY RD, MADEIRA BEACH, FL 33708-2371 |
| Document Number | 0216630226 |
| Book / Page | 21663 / 226 |
| Map Reference | MB 25 PG 19 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 2021260138 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,943.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 648 NORMANDY RD, MADEIRA BEACH, FL 33708-2371 |
| Document Number | 21663229 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | 21663/229 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Feb 12, 2018 |
| Property Address | 648 NORMANDY RD, MADEIRA BEACH, FL 33708-2371 |
| Document Number | 0199390764 |
| Book / Page | 019939 / 000764 |
| Instrument Date | Jan 5, 2018 |
| Instrument | 44484 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 523 MARLYN WAY MADEIRA BEACH FL 337082341, MADEIRA BEACH, FL 33708-2341 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Madeira Beach City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,849.00 (-33.32%) Homeowner's exemption | $524,755 (-32.69%) Land $446,907 Building $77,848 | $524,755 (-37.4%) Land $446,907 Building $77,848 |
| 2024 | $11,772.00 (-1.27%) | ||
| 2023 | $11,924.00 (+2.44%) Homeowner's exemption | $779,567 (+3%) | $838,283 (+10.76%) Land $692,369 Building $145,914 |
| 2022 | $11,640.00 Homeowner's exemption | $756,861 | $756,861 Land $634,173 Building $122,688 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 492 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 581 units insured incl. 89 condo units |
| Nearby Flood Claims | 2,043 (1978–2025) |
| Claims Outside the SFHA | 1 of 2,043 |
| Most Recent Claim | Dec 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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