652 Holgate Ave, Defiance, OH 43512 Property Records

Defiance County property record for 652 Holgate Ave, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,296 sqft · built 1889
Lot Size	0.608 acres (26,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Dec 2017)
Tax Bill	$3,628 (2025)
Deeds & Mortgages	Feb 2019 Line of Credit Dec 2017 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`B012095000500`

Property Details

APN / Parcel Number

Primary APN	`B012095000500`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,296 sqft Living Area
Gross Area	6,779 sqft
1st Floor Area	1,733 sqft
Upper Floors Area	1,285 sqft
Attic	Attic
Attic Area	799 sqft
Basement Area	606 sqft
Unfinished Basement	606 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	26,502 sqft (0.608 acres)
Lot Dimensions	530 ft deep x 50 ft wide
View / Lot	Waterfront
Garage Type	Attached - Unfinished
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	217 sqft
Deck Area	294 sqft
Patio Area	462 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	652 HOLGATE AVE
City	DEFIANCE
State	OH
Zip	43512-2038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLGATES FIRST BLOCK 4 LOT 8 PT
Legal Subdivision	HOLGATES ADD 1
Legal Block	4
Legal Lot Number	8
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	2
Census Block	2001
Census Tract	958600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Holgate Avenue Historic District listed 1990 · 31 contributing resources · NRIS 90001497

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	652 HOLGATE AVE, DEFIANCE, OH 43512-2038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2019	Deed of Trust, Mortgage · Line of Credit THE HAMLER STATE BANK
Dec 15, 2017	Warranty Deed, Transfer · Line of Credit THE HAMLER STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2017 · Amount on Record
Deed Sale	Dec 15, 2017 · Amount on Record
Prior Sale	Jun 19, 2013 · Amount on Record
Deed Document Number	20175322
Deed Book / Page	408 / 2226
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	652 HOLGATE AVE, DEFIANCE, OH 43512-2038
Transaction Type	Mortgage
Record Updated	Mar 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	418/0519
Date	Feb 27, 2019
Book Page	418/0519
Instrument	201900000721

Lender

Name	THE HAMLER STATE BANK
Type	Bank
Address	HAMLER, OH 43524

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 6, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Dec 15, 2017
Property Address	652 HOLGATE AVE, DEFIANCE, OH 43512-2038
Document Number	408/2226
Book / Page	408 / 2226
Instrument Date	Dec 15, 2017
Instrument	201700005322
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 HOLGATE AVE, DEFIANCE, OH 43512-2038

Mortgage

Document Number	201700005323
Date	Dec 15, 2017
Instrument	201700005323

Lender

Name	THE HAMLER STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2047

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,628.00 (+1.2%)	$95,210 (-) Land $6,170 Building $89,040
2024			$272,050 (+0.01%) Land $17,640 Building $254,410
2023	$3,585.00 (+9.77%)	$95,210 (+22.11%) Land $6,170 Building $89,040	$272,028 (+22.12%) Land $17,628 Building $254,400
2022	$3,266.00	$77,970 Land $6,090 Building $71,880
2020			$222,750 Land $17,390 Building $205,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	21 (1978–2015)
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Mar 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless · Fiber in parts of the area	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Omni Fiber.

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