662 Holgate Ave, Defiance, OH 43512 Property Records

Defiance County property record for 662 Holgate Ave, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,428 sqft · built 1879
Lot Size	0.787 acres (34,299 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Aug 2023)
Tax Bill	$2,985 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`B012095000300`

Property Details

APN / Parcel Number

Primary APN	`B012095000300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,428 sqft Living Area
1st Floor Area	1,379 sqft
Upper Floors Area	1,049 sqft
Basement Area	1,428 sqft
Finished Basement	420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1879
Effective Year Built	Effective 1950
Exterior Material	Brick
Construction Type	Brick
Lot Area	34,299 sqft (0.787 acres)
Lot Dimensions	490 ft deep x 70 ft wide
View / Lot	Waterfront
Garage Type	Basement

Exterior Amenities

Porch	Slab
Porch Area	374 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	662 HOLGATE AVE
City	DEFIANCE
State	OH
Zip	43512-2038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLGATES 1ST ADD LOT 9 W PT BLOCK 4
Legal Subdivision	HOLGATES 1ST ADD
Legal Block	4
Legal Lot Number	9
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	2
Census Block	2001
Census Tract	958600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Holgate Avenue Historic District listed 1990 · 31 contributing resources · NRIS 90001497

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Defiance County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	662 HOLGATE AVE, DEFIANCE, OH 43512-2038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK AND TRUST COMPANY
Aug 25, 2023	Warranty Deed, Transfer · Conventional Mortgage THE STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2023 · Amount on Record
Deed Sale	Aug 25, 2023 · Amount on Record
Prior Sale	Aug 19, 2016 · Amount on Record
Deed Document Number	20232984
Deed Book / Page	459 / 199
Prior Transfer Date	Sep 8, 2009
Prior Transfer Doc	337/2783
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Recording Date	May 4, 2026
Property Address	662 HOLGATE AVE, DEFIANCE, OH 43512-2038
Document Number	0000001559
Book / Page	481 / 416
Instrument Date	Apr 27, 2026
Instrument	20261559
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	662 HOLGATE AVE, DEFIANCE, OH 43512-2038

Mortgage

Document Number	0000001559,
Date	May 4, 2026
Book Page	481/416
Instrument	20261559

Lender

Name	STATE BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.75%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Aug 25, 2023
Property Address	662 HOLGATE AVE, DEFIANCE, OH 43512-2038
Document Number	000459/199
Book / Page	459 / 199
Instrument Date	Aug 25, 2023
Instrument	202300002984
Transaction Type	Transfer
Record Updated	Sep 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	662 HOLGATE AVE, DEFIANCE, OH 43512-2038

Mortgage

Document Number	202300002985
Date	Aug 25, 2023
Instrument	202300002985

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,985.00	$78,340 (-) Land $8,580 Building $69,760
2024	$2,985.00 (-1.35%)	$78,340 (-) Land $8,580 Building $69,760
2023	$3,026.00 (+10.76%)	$78,340 (+23.18%) Land $8,580 Building $69,760	$223,828 (+23.17%) Land $24,514 Building $199,314
2022	$2,732.00	$63,600 Land $8,450 Building $55,150
2020			$181,730 Land $24,150 Building $157,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	21 (1978–2015)
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Mar 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless · Fiber in parts of the area	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Omni Fiber.

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