Essex County and Montclair Township property record for 652 Grove St, Montclair, NJ 07043
| Property Type | Single Family Home |
|---|---|
| Details | 2,462 sqft · built 1924 |
| Lot Size | 0.206 acres (8,991 sqft) |
| Owner | Individual Name on File |
| Last Sale | $634,000 (Feb 2016) |
| Tax Bill | $21,680 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-03705-0000-00016 |
| Primary APN | 13-03705-0000-00016 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,462 sqft Living Area |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Construction Type | Frame |
| Lot Area | 8,991 sqft (0.206 acres) |
| Lot Dimensions | 155 ft deep x 58 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130370500016 |
|---|---|
| Street Address | 652 GROVE ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-2019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 58X155 |
| Legal Block | 3705 |
| Legal Lot Number | 16 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 16200 |
652 Grove St is owned and occupied by an individual who bought it in February 2016.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 652 GROVE ST, MONTCLAIR, NJ 07043-2019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2016 · Amount on File |
| Deed Sale | Feb 4, 2016 · Amount on File |
| Deed Document Number | 201611024 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 652 GROVE ST, MONTCLAIR, NJ 07043-2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 652 GROVE ST, MONTCLAIR, NJ 07043-2019 |
| Document Number | 0000072601 |
|---|---|
| Date | Dec 5, 2023 |
| Instrument | 2023072601 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Nov 22, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 652 GROVE ST, MONTCLAIR, NJ 07043-2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | FOUNDATION TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000061614 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021061614 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 652 Grove St was $21,680, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $616,600 (-) Land $316,000 Building $300,600 | $616,600 (-) Land $316,000 Building $300,600 | |
| 2025 | $21,680.00 (+3.33%) | $616,600 Land $316,000 Building $300,600 | $616,600 Land $316,000 Building $300,600 |
| 2024 | $20,982.00 | ||
| 2023 | $616,600 Land $316,000 Building $300,600 | $616,600 Land $316,000 Building $300,600 | |
| 2022 | $20,273.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 652 Grove St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2007–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 652 Grove St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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