650 Grove St, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 650 Grove St, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	1,716 sqft · built 1925
Lot Size	0.193 acres (8,403 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Jul 2020)
Tax Bill	$19,064 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-03705-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`13-03705-0000-00017`
Alternative APN	`130370500017`

Interior

Stories	2 Stories
Building Area	1,716 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	8,403 sqft (0.193 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130370500017
Street Address	650 GROVE ST
City	MONTCLAIR
State	NJ
Zip	07043-2019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	8401SF
Legal Block	3705
Legal Lot Number	17
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	3
Census Block	3001
Census Tract	16200

Owner

650 Grove St is owned and occupied by two individuals who bought it in July 2020.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	650 GROVE ST, MONTCLAIR, NJ 07043-2019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on File
Deed Sale	Jul 31, 2020 · Amount on File
Prior Sale	Dec 19, 2006 · Amount on File
Deed Document Number	202072082
Prior Transfer Date	Oct 7, 2008
Prior Transfer Doc	0008098503
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 31, 2020
Property Address	650 GROVE ST, MONTCLAIR, NJ 07043-2019
Document Number	0000072082
Instrument Date	Jun 26, 2020
Instrument	72082
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	PRESTIGE TITLE AGENCY INC, PRESTIGE TITLE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	650 GROVE ST MONTCLAIR NJ 070432019, MONTCLAIR, NJ 07043-2019

Mortgage

Document Number	72083
Date	Jul 31, 2020
Instrument	72083

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 650 Grove St was $19,064, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$542,200 (-) Land $311,000 Building $231,200	$542,200 (-) Land $311,000 Building $231,200
2025	$19,064.00 (+3.32%)	$542,200 Land $311,000 Building $231,200	$542,200 Land $311,000 Building $231,200
2024	$18,451.00
2023		$542,200 Land $311,000 Building $231,200	$542,200 Land $311,000 Building $231,200
2022	$17,827.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 650 Grove St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2007–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 650 Grove St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20