649 Grove St, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 649 Grove St, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,917 sqft · built 1900
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$815,000 (May 2019)
Tax Bill	$26,265 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-03706-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`13-03706-0000-00010`
Alternative APN	`130370600010`

Interior

Stories	2 Stories
Building Area	2,917 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	225 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	130370600010
Street Address	649 GROVE ST
City	MONTCLAIR
State	NJ
Zip	07043-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X225 IRR
Legal Block	3706
Legal Lot Number	10
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2000
Census Tract	16200

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	649 GROVE ST, MONTCLAIR, NJ 07043-2016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
May 14, 2019	Grant Deed, Transfer · Conventional Mortgage TD BK NA
Apr 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage LEROY M ANDERS
Apr 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage ELLA HILDENBRANDT
Apr 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage ANDERS WILMA L LIVING TR (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2019 · Amount on Record
Deed Sale	May 14, 2019 · Amount on Record
Prior Sale	May 12, 2016 · Amount on Record
Deed Document Number	201944407
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	649 GROVE ST, MONTCLAIR, NJ 07043-2016
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071161
Date	Jun 8, 2021
Instrument	2021071161

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	May 14, 2019
Property Address	649 GROVE ST, MONTCLAIR, NJ 07043-2016
Document Number	0000044407
Instrument Date	Apr 23, 2019
Instrument	44407
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$815.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	649 GROVE ST MONTCLAIR NJ 070432016, MONTCLAIR, NJ 07043-2016

Mortgage

Document Number	44408
Date	May 14, 2019
Instrument	44408

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	649 GROVE ST, MONTCLAIR, NJ 07043-2016
Document Number	0000054186
Instrument Date	Apr 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	649 GROVE ST MONTCLAIR NJ 070432016, MONTCLAIR, NJ 07043-2016

Mortgage

Document Number	0000054186
Date	Jun 21, 2017
Instrument	54186

Lender

Name	LEROY M ANDERS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jun 20, 2019

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	649 GROVE ST, MONTCLAIR, NJ 07043-2016
Document Number	0000054187
Instrument Date	Apr 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	649 GROVE ST MONTCLAIR NJ 070432016, MONTCLAIR, NJ 07043-2016

Mortgage

Document Number	0000054187
Date	Jun 21, 2017
Instrument	54187

Lender

Name	ELLA HILDENBRANDT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jun 20, 2019

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	649 GROVE ST, MONTCLAIR, NJ 07043-2016
Document Number	0000054185
Instrument Date	Apr 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	649 GROVE ST MONTCLAIR NJ 070432016, MONTCLAIR, NJ 07043-2016

Mortgage

Document Number	0000054185
Date	Jun 21, 2017
Instrument	54185

Lender

Name	ANDERS WILMA L LIVING TR (PT)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jun 20, 2019

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$747,000 (-) Land $252,600 Building $494,400	$747,000 (-) Land $252,600 Building $494,400
2025	$26,265.00 (+3.32%)	$747,000 (-) Land $252,600 Building $494,400	$747,000 (-) Land $252,600 Building $494,400
2024	$25,420.00 (+3.5%)
2023		$747,000 Land $252,600 Building $494,400	$747,000 Land $252,600 Building $494,400
2022	$24,561.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1978–2021)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Grove St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures