652 E Main St, Carmel, IN 46032 Property Records

Hamilton County property record for 652 E Main St, Carmel, IN 46032 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1971
Square Footage	2,296 sqft Living Area
Lot Size	11,326 sqft (0.26 acres)
Garage	Attached, 528 sqft
Occupancy	Owner Occupied
Tax Bill	$3,944.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`29-10-30-205-015.000-018`
Alternative APN	`1610300205015000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	12 Rooms
Building Area	2,296 sqft Living Area
1st Floor	1,148 sqft 1st Floor
2nd Floor	1,148 sqft 2nd Floor
Family Room	Family Room
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1971
Architectural Style	Other Style
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Foundation Type	Raised Foundation
Roof Material	Asphalt Roof
Lot Area	11,326 sqft (0.26 acres)
Depth X Width	137 ft x 80 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	528 sqft Garage
Shed	1 Shed
Shed Area	96 sqft Shed

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	1610300205015000
Street Address	652 E MAIN ST
City	CARMEL
State	IN
Zip	46032-2261
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 30, TOWNSHIP 18, RANGE 4, HARROWGATE, LOT PT 4, IRREGULAR SHAPE
Legal Range	04
Legal Township	18
Legal Section	30
Legal Subdivision	CARMEL HARROWGATE
Legal Lot Number	4
Jurisdiction	HAMILTON IN
Minor Civil Division	CLAY
Census Blockgroup	1
Census Block	1035
Census Tract	110905

Owner

Source: Hamilton County records · APN 29-10-30-205-015.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	652 E MAIN ST, CARMEL, IN 46032-2261
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 01, 2000
Deed Sale	Feb 01, 2000
Record Refreshed	Jun 08, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	652 E MAIN ST, CARMEL, IN 46032-2261
Document Number	0000048122
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 E MAIN ST CARMEL IN 460322261, CARMEL, IN 46032-2261

Mortgage

Document Number	0000048122
Date	Sep 27, 2017
Instrument	48122

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$369,200 (+22.98%) Land $125,900 Building $243,300	$369,200 (+22.98%) Land $125,900 Building $243,300
2024	$3,944.00 (+26.45%)
2023	$3,119.00 (+11.19%)	$300,200 (+20.22%) Land $83,600 Building $216,600	$300,200 (+20.22%) Land $83,600 Building $216,600
2022	$2,805.00	$249,700 Land $83,600 Building $166,100	$249,700 Land $83,600 Building $166,100

Flood & Wildfire

652 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Hamilton County (18057C), updated October 5, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.