631 E Main St, Carmel, IN 46032 Property Records

Hamilton County property record for 631 E Main St, Carmel, IN 46032 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2007
Square Footage	1,240 sqft Living Area
Lot Size	15,246 sqft (0.35 acres)
Occupancy	Owner Occupied
Last Sale	$230,000 (2021)
Tax Bill	$2,791.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`29-10-30-401-001.000-018`
Alternative APN	`1610300401001000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	1,240 sqft Living Area
1st Floor	1,240 sqft 1st Floor
Family Room	Family Room
Stories	1 Stories

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2007
Architectural Style	Other Style
Roof Material	Asphalt Roof
Lot Area	15,246 sqft (0.35 acres)
Depth X Width	160 ft x 100 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	440 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	1610300401001000
Street Address	631 E MAIN ST
City	CARMEL
State	IN
Zip	46032-2260
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 30, TOWNSHIP 18, RANGE 4, CARMEL MEADOWS, SECTION 1, LOT 1
Legal Range	04
Legal Township	18
Legal Section	30
Legal Subdivision	CARMEL MEADOWS 1ST SECTION
Legal Lot Number	1
Jurisdiction	HAMILTON IN
Minor Civil Division	CLAY
Census Blockgroup	1
Census Block	1003
Census Tract	111007

Owner

Source: Hamilton County records · APN 29-10-30-401-001.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	631 E MAIN ST, CARMEL, IN 46032-2260
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 04, 2021 · Amount on Record
Deed Sale	May 04, 2021 · Amount on Record
Prior Sale	Jan 23, 2007
Deed Doc Number	2021033512
Record Refreshed	Jun 08, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	May 04, 2021
Property Address	631 E MAIN ST, CARMEL, IN 46032-2260
Document Number	0000033512
Map Reference	MB 2 PG 47&48
Instrument Date	Apr 23, 2021
Instrument	2021033512
Transaction Type	Transfer
Record Updated	Feb 07, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 E MAIN ST, CARMEL, IN 46032-2260

Mortgage

Document Number	0000033513
Date	May 04, 2021
Instrument	2021033513

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$284,200 (+3.8%) Land $83,200 Building $201,000	$284,200 (+3.8%) Land $83,200 Building $201,000
2024	$2,791.00 (+2.2%)
2023	$2,731.00 (+44.34%)	$273,800 (+47.36%) Land $83,200 Building $190,600	$273,800 (+47.36%) Land $83,200 Building $190,600
2022	$1,892.00	$185,800 Land $75,000 Building $110,800	$185,800 Land $75,000 Building $110,800