644 E Main St, Carmel, IN 46032 Property Records

Hamilton County property record for 644 E Main St, Carmel, IN 46032 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1996
Square Footage2,112 sqft Living Area
Lot Size12,197 sqft (0.28 acres)
OccupancyOwner Occupied
Last Sale$322,000 (2020)
Tax Bill$5,397.00 (2024)

Property Details

APN / Parcel Number

Primary APN29-10-30-205-017.000-018
Alternative APN
  • 1610300205017000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms12 Rooms
Building Area2,112 sqft Living Area
1st Floor1,381 sqft 1st Floor
2nd Floor731 sqft 2nd Floor
Family RoomFamily Room
Stories3 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1996
Architectural StyleSplit Level Style
Exterior MaterialStone Exterior
Construction TypeWood Construction
Foundation TypeRaised Foundation
Roof MaterialAsphalt Roof
Lot Area12,197 sqft (0.28 acres)
Depth X Width136 ft x 85 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area624 sqft Garage
Shed1 Shed
Shed Area120 sqft Shed

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHot Water Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number1610300205017000
Street Address644 E MAIN ST
CityCARMEL
StateIN
Zip46032-2261
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionACREAGE .28, SECTION 30, TOWNSHIP 18, RANGE 4, HARROWGATE, LOT 3 & PT 4
Legal Range04
Legal Township18
Legal Section30
Legal SubdivisionCARMEL HARROWGATE
Legal Lot Number3,4
JurisdictionHAMILTON IN
Minor Civil DivisionCLAY
Census Blockgroup1
Census Block1035
Census Tract110905

Owner

Source: Hamilton County records · APN 29-10-30-205-017.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address644 E MAIN ST, CARMEL, IN 46032-2261
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2018Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK WESTERN MICHIGAN
Jul 07, 2020Warranty Deed, Transfer · Conventional Mortgage
MJW FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 07, 2020 · Amount on Record
Deed SaleJul 07, 2020 · Amount on Record
Prior SaleOct 07, 2013
Deed Doc Number2020043069
Record RefreshedJun 08, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address644 E MAIN ST, CARMEL, IN 46032-2261
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025744
DateJun 12, 2018
Instrument2018025744
Lender
NameFIFTH THIRD BANK WESTERN MICHIGAN
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMay 25, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateJul 07, 2020
Property Address644 E MAIN ST, CARMEL, IN 46032-2261
Document Number2020043069
Map ReferenceMB 2 PG 203-205
Instrument DateJun 29, 2020
Instrument2020043069
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanyENTERPRISE TITLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 E MAIN ST, CARMEL, IN 46032-2261

Mortgage

Document Number2020043070
DateJul 07, 2020
Instrument2020043070
Lender
NameMJW FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$492,200 (+21.02%) Land $130,400 Building $361,800$492,200 (+21.02%) Land $130,400 Building $361,800
2024$5,397.00 (+24.15%)
2023$4,347.00 (+15.77%) Homeowner's exemption$406,700 (+22.35%) Land $86,600 Building $320,100$406,700 (+22.35%) Land $86,600 Building $320,100
2022$3,755.00$332,400 Land $86,600 Building $245,800$332,400 Land $86,600 Building $245,800

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