6517 Joyce Ln, Sherman, TX 75092 Property Records

Grayson County property record for 6517 Joyce Ln, Sherman, TX 75092

Property Summary

Property Type	Single Family Home
Details	2,405 sqft · built 2017
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,747 (2024)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`180 6884038`

Property Details

APN / Parcel Number

Primary APN	`180 6884038`
Alternative APN	`208137`

Interior

Building Area	2,405 sqft Living Area
Gross Area	3,415 sqft
1st Floor Area	2,405 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	1,010 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	411 sqft

Location & Zoning

Account Number	208137
Old Parcel Number	180 6884038
Street Address	6517 JOYCE LN
City	SHERMAN
State	TX
Zip	75092-9718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILSONWOOD ESTATES, BLOCK 3, LOT 20, ACRES 1.0
Legal Subdivision	WILSONWOOD ESTATES
Legal Block	3
Legal Lot Number	20
Jurisdiction	GRAYSON TX
Township / Civil Division	SOUTHWEST GRAYSON
Census Block Group	3
Census Block	3039
Census Tract	1901

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6517 JOYCE LN, SHERMAN, TX 75092-9718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FINANCIAL SERVICES LLC
Mar 23, 2018	Deed of Trust, Mortgage MORTGAGE FIN'L SVC
Nov 3, 2017	Trustee's Deed, Construction Loan · Construction Mortgage INDEPENDENT BK
Mar 28, 2017	Warranty Deed, Construction Loan · Construction Mortgage INDEPENDENT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2017
Deed Sale	Mar 24, 2017
Deed Document Number	0005972623
Deed Book / Page	5972 / 623
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	6517 JOYCE LN, SHERMAN, TX 75092-9718
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010029
Date	Apr 27, 2020
Instrument	2020-00010029

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	FLOWER MOUND, TX 75028

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	6517 JOYCE LN, SHERMAN, TX 75092-9718
Document Number	0000006323
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018
Title Company	RED RIVER TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Brother and Sister
Address	6517 JOYCE LN SHERMAN TX 750929718, SHERMAN, TX 75092-9718

Mortgage

Document Number	0000006323
Date	Mar 23, 2018
Instrument	6323

Lender

Name	MORTGAGE FIN'L SVC
Type	Mortgage Company
Address	FLOWER MOUND, TX 75028

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2048

November 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GRAYSON TX
Recording Date	Nov 3, 2017
Property Address	6517 JOYCE LN, SHERMAN, TX 75092-9718
Instrument Date	Nov 3, 2017
Instrument	24576
Transaction Type	Construction Loan
Record Updated	Aug 28, 2018
Title Company	RED RIVER TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1834 SKYLINE DR SHERMAN TX 750923143, SHERMAN, TX 75092-3143

Mortgage

Document Number	0000024576
Date	Nov 3, 2017
Instrument	24576

Lender

Name	INDEPENDENT BK
Type	Bank
Address	SHERMAN, TX 75091-0788

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 2, 2018

March 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Mar 28, 2017
Property Address	6517 JOYCE LN, SHERMAN, TX 75092-9718
Document Number	0000006407
Book / Page	005972 / 000623
Instrument Date	Mar 24, 2017
Instrument	6407
Transaction Type	Construction Loan
Record Updated	Aug 21, 2018
Title Company	CHAPIN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1834 SKYLINE DR SHERMAN TX 750923143, SHERMAN, TX 75092-3143

Mortgage

Document Number	6408
Date	Mar 28, 2017
Book Page	005972/000627
Instrument	6408

Lender

Name	INDEPENDENT BK
Type	Bank
Address	SHERMAN, TX 75091-0788

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 27, 2018

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Sherman City
Unified School District	S and S Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$535,332 (+4.9%) Land $104,544 Building $430,788	$535,332 (+4.9%) Land $104,544 Building $430,788
2024	$8,747.00 (+6.8%)
2023		$510,319 Land $87,120 Building $423,199	$510,319 Land $87,120 Building $423,199
2022	$8,190.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHERMAN serves 43,645 people · EPA ID TX0910006
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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