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6515 Poco Lago, Rancho Santa Fe, CA 92067 Property Records

San Diego County property record for 6515 Poco Lago, Rancho Santa Fe, CA 92067

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,506 sqft · built 1989
Lot Size1.18 acres (51,401 sqft)
OwnerCompany Name on File
Last Sale$2,133,000 (Aug 2020)
Tax Bill$25,228 (2025)
Deeds & MortgagesApr 2021 Mortgage
Aug 2020 Sale
Flood ZoneZone X (minimal risk)
APN305-050-33-00

Property Details

APN / Parcel Number

Primary APN305-050-33-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,506 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area51,401 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address6515 POCO LAGO
CityRANCHO SANTA FE
StateCA
Zip92067
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 33 TR 010677
Legal SubdivisionSAN DIEGO #4018
Legal Tract010677
Legal Block1
Legal Lot Number33
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1005
Census Tract17062

Owner

6515 Poco Lago is owned by a company that bought it in August 2020.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address6515 POCO LAGO, RANCHO SANTA FE, CA 92067
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Aug 20, 2020Grant Deed, Transfer
LAWYERS TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2020 · Amount on File
Deed SaleAug 20, 2020 · Amount on File
Prior SaleMay 7, 1987 · Amount on File
Deed Document Number2020469460
Prior Transfer DateJan 18, 2011
Prior Transfer Doc0000062188
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address6515 POCO LAGO, RANCHO SANTA FE, CA 92067
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6515 POCO LAGO, RANCHO SANTA FE, CA 92067

Mortgage

Document Number0000279261
DateApr 9, 2021
Instrument2021-0279261
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 20, 2020
Property Address6515 POCO LAGO, RANCHO SANTA FE, CA 92067
Document Number0000469460
Instrument DateAug 5, 2020
Instrument469460
Transaction TypeTransfer
Record UpdatedAug 31, 2020
Title CompanyLAWYERS TITLE

Transaction

AmountAmount on Record
Tax$2,346.00
Amount AccuracyFull Value
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address6515 POCO LAGO RANCHO SANTA FE CA 92067, RANCHO SANTA FE, CA 92067

Tax Assessment & Valuation

The 2025 property tax bill for 6515 Poco Lago was $25,228.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictSan Dieguito Union High School District (07 - 12)
Elementary School DistrictSolana Beach Elementary School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,321,619 (+2%) Land $1,402,181 Building $919,438
2025$25,228.00$2,276,098 Land $1,374,688 Building $901,410
2023$23,985.00 (+1.9%)$2,187,716 Land $1,321,308 Building $866,408
2022$23,537.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6515 Poco Lago in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6515 Poco Lago is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLIVENHAIN MWD
serves 86,458 people · EPA ID CA3710029
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20

May also be available: Cox Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Poco Lago

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