6507 Poco Lago, Rancho Santa Fe, CA 92067 Property Records

San Diego County property record for 6507 Poco Lago, Rancho Santa Fe, CA 92067

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,416 sqft · built 1989
Lot Size	1.01 acres (43,996 sqft)
Owner	Trust Name on File
Last Sale	$185,000 (May 1987)
Tax Bill	$10,061 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`305-050-30-00`

Property Details

APN / Parcel Number

Primary APN	`305-050-30-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,416 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	43,996 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	6507 POCO LAGO
City	RANCHO SANTA FE
State	CA
Zip	92067
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 30 TR 010677
Legal Subdivision	NO 4018
Legal Tract	010677
Legal Block	1
Legal Lot Number	30
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	17062

Owner

6507 Poco Lago is owner-occupied and held in a trust since May 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	PO BOX 9093, RANCHO SANTA FE, CA 92067-4093
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU
Jul 26, 2018	Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU
Jul 11, 2019	Deed of Trust, Mortgage · ARM FIRST TECHNOLOGY FEDERAL CU
May 3, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 1987 · Amount on File
Deed Sale	May 29, 1987 · Amount on File
Prior Sale	Apr 20, 1984 · Amount on File
Deed Document Number	1987298753
Last Transfer Date	May 2, 2019
Transfer Doc	0000165772
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6507 POCO LAGO, RANCHO SANTA FE, CA 92067
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9093, RCHO SANTA FE, CA 92067-4093

Mortgage

Document Number	0000344944
Date	May 5, 2021
Instrument	2021-0344944

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6507 POCO LAGO, RANCHO SANTA FE, CA 92067
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000304091
Date	Jul 26, 2018
Instrument	2018-0304091

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6507 POCO LAGO, RANCHO SANTA FE, CA 92067
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000275882
Date	Jul 11, 2019
Instrument	2019-0275882

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 3, 2019
Property Address	6507 POCO LAGO, RANCHO SANTA FE, CA 92067
Document Number	0000165772
Instrument Date	May 2, 2019
Instrument	165772
Transaction Type	Transfer
Record Updated	May 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 9093 RANCHO SANTA FE CA 920674093, RANCHO SANTA FE, CA 92067-4093

Tax Assessment & Valuation

The 2025 property tax bill for 6507 Poco Lago was $10,061 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	San Dieguito Union High School District (07 - 12)
Elementary School District	Solana Beach Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$871,089 (+2%) Land $378,021 Building $493,068
2025	$10,061.00 Homeowner's exemption	$854,009 Land $370,609 Building $483,400
2023	$9,427.00 (+2.39%) Homeowner's exemption	$820,849 Land $356,219 Building $464,630
2022	$9,207.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6507 Poco Lago in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6507 Poco Lago is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Cox Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Poco Lago

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