6560 Poco Lago, Rancho Santa Fe, CA 92067 Property Records

San Diego County property record for 6560 Poco Lago, Rancho Santa Fe, CA 92067

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 6,740 sqft · built 2000
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Individual Names on File
Last Sale	$5,150,000 (Mar 2023)
Tax Bill	$58,002 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Mar 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`303-101-07-00`

Property Details

APN / Parcel Number

Primary APN	`303-101-07-00`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	6,740 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	104,544 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	6560 POCO LAGO
City	RANCHO SANTA FE
State	CA
Zip	92067
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 7 TR 013355
Legal Subdivision	SAN DIEGO #4865
Legal Tract	013355
Legal Block	1
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	17062

Owner

6560 Poco Lago is owned by two individuals who bought it in March 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8895 TOWNE CENTRE DR, 105, SAN DIEGO, CA 92122-5542
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2024	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 2, 2023	Grant Deed, Transfer LAWYERS TITLE
Jul 25, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2023 · Amount on File
Deed Sale	Mar 2, 2023 · Amount on File
Prior Sale	Jul 14, 2011 · Amount on File
Deed Document Number	202354274
Prior Transfer Date	Jul 16, 2010
Prior Transfer Doc	0000370691
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6560 POCO LAGO, RANCHO SANTA FE, CA 92067
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	TITLE FIRST, TITLE FIRST AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6560 POCO LAGO, RANCHO SANTA FE, CA 92067

Mortgage

Document Number	0000033046
Date	Feb 8, 2024
Instrument	2024-0033046

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	ELGIN, IL 60124

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Mar 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.3%
Index	SOFR Average 30-Day
Max Rate	11.3%

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 2, 2023
Property Address	6560 POCO LAGO, RANCHO SANTA FE, CA 92067
Document Number	0000054274
Map Reference	MAP 13355
Instrument Date	Feb 8, 2023
Instrument	2023-0054274
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6560 POCO LAGO, RANCHO SANTA FE, CA 92067

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6560 POCO LAGO, RANCHO SANTA FE, CA 92067
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000302366
Date	Jul 25, 2018
Instrument	2018-0302366

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 6560 Poco Lago was $58,002.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	San Dieguito Union High School District (07 - 12)
Elementary School District	Solana Beach Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$5,465,221 (+2%) Land $3,183,624 Building $2,281,597
2025	$58,002.00	$5,358,060 Land $3,121,200 Building $2,236,860
2023	$33,021.00 (+1.82%)	$3,033,965 Land $1,569,464 Building $1,464,501
2022	$32,432.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6560 Poco Lago in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6560 Poco Lago is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

Nearby Properties on Poco Lago

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures