6512 Ringgold Rd, Chattanooga, TN 37412 Property Records

Hamilton County property record for 6512 Ringgold Rd, Chattanooga, TN 37412

Property Summary

Property Type	Motel
Details	17,576 sqft · built 1971
Lot Size	1.34 acres (58,370 sqft)
Owner	Company Name on Record
Last Sale	$2,300,000 (May 2019)
Tax Bill	$9,766 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2020 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`169L M 017.01`

Property Details

APN / Parcel Number

Primary APN	`169L M 017.01`
Alternative APN	`0000152943`

Interior

Stories	2 Stories
Building Area	17,576 sqft Total Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Precast Concrete Panel
Roof Type	Wood Truss
Roof Material	Slate
Lot Area	58,370 sqft (1.34 acres)
Lot Dimensions	404 ft deep x 225 ft wide
Total Buildings	2 Buildings

Location & Zoning

Account Number	0000152943
Street Address	6512 RINGGOLD RD
City	CHATTANOOGA
State	TN
Zip	37412-4226
Property Category	Commercial
Property Type	Commercial > Retail > Motel
Local Zoning Code	C1
Legal Description	LT 3 DAYS INN SUB PB 78 PG 126 REV 95-70 OUT OF 169L-M-017 FOR 2005
Legal Subdivision	DAYS INN SUB
Legal Lot Number	3
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	4
Census Block	4004
Census Tract	11600

Owner

Source: Hamilton County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6510 RINGGOLD RD, CHATTANOOGA, TN 37412-4226
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Line of Credit LGE COMMUNITY CREDIT UNION
Aug 26, 2020	Loan Modification, Mortgage GREATER CMNTY BK
Apr 9, 2020	Loan Modification, Mortgage GREATER CMNTY BK
Sep 23, 2019	Loan Modification, Mortgage FIRST SEC BK
May 15, 2019	Grant Deed, Construction Loan · Construction Mortgage GREATER CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2019 · Amount on Record
Deed Sale	May 15, 2019 · Amount on Record
Prior Sale	Sep 26, 2016 · Amount on Record
Deed Document Number	2019173
Deed Book / Page	11641 / 970
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	Sep 23, 2026
Property Address	6512 RINGGOLD RD, CHATTANOOGA, TN 37412-4226
Document Number	0000000147
Book / Page	14447 / 600
Instrument Date	Aug 20, 2026
Instrument	2026147
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	6510 RINGGOLD RD, CHATTANOOGA, TN 37412-4226

Mortgage

Document Number	0000000147,
Date	Sep 23, 2026
Book Page	14447/600
Instrument	2026147

Lender

Name	LGE COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Aug 20, 2028

Interest

Max Rate	-1%

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	6512 RINGGOLD RD, CHATTANOOGA, TN 37412-4226
Document Number	0924000048
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6510 RINGGOLD RD CHATTANOOGA TN 374124384, CHATTANOOGA, TN 37412-4384

Mortgage

Document Number	0924000048
Date	Sep 24, 2020
Book Page	012164/000021
Instrument	200924000048

Lender

Name	GREATER CMNTY BK
Type	Bank
Address	305 W BELMONT DR, CALHOUN, GA 30701-3035

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 23, 2021

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	6512 RINGGOLD RD, CHATTANOOGA, TN 37412-4226
Document Number	0520000072
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6510 RINGGOLD RD CHATTANOOGA TN 374124226, CHATTANOOGA, TN 37412-4226

Mortgage

Document Number	0520000072
Date	May 20, 2020
Book Page	012007/000651
Instrument	200520000072

Lender

Name	GREATER CMNTY BK
Type	Bank
Address	305 W BELMONT DR, CALHOUN, GA 30701-3035

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 19, 2021

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	6512 RINGGOLD RD, CHATTANOOGA, TN 37412-4226
Document Number	1003000047
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	101 RIVER BLUFF DR #B LITTLE ROCK AR 722022267, B, LITTLE ROCK, AR 72202-2267

Mortgage

Document Number	1003000047
Date	Oct 3, 2019
Book Page	011778/000296
Instrument	191003000047

Lender

Name	FIRST SEC BK
Type	Bank
Address	PO BOX 17770, LITTLE ROCK, AR 72222-7770

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Oct 2, 2022

May 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	HAMILTON TN
Recording Date	May 15, 2019
Property Address	6512 RINGGOLD RD, CHATTANOOGA, TN 37412-4226
Document Number	0515000173
Book / Page	011641 / 000970
Instrument Date	May 9, 2019
Instrument	190515000173
Transaction Type	Construction Loan
Record Updated	Oct 21, 2020
Title Company	FIRST TITLE COMPANY, FIRST TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$8,510.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6512 RINGGOLD ROAD CORP CHATTANOOGA TN 37412, CHATTANOOGA, TN 37412

Mortgage

Document Number	515000174
Date	May 15, 2019
Book Page	011641/000975
Instrument	190515000174

Lender

Name	GREATER CMNTY BK
Type	Bank
Address	305 W BELMONT DR, CALHOUN, GA 30701-3035

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 14, 2020

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,766.00 (+0.13%)	$644,360 (+47.8%)	$1,610,900 (+47.8%) Land $875,600 Building $735,300
2024	$9,753.00 (-36.46%)	$435,960 (-)	$1,089,900 (-) Land $802,000 Building $287,900
2023	$15,349.00 (+0.01%)	$435,960 (-)	$1,089,900 (-) Land $802,000 Building $287,900
2022	$15,347.00	$435,960	$1,089,900 Land $802,000 Building $287,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (2009–2025)
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ringgold Telephone Company.

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