6501 Ringgold Rd, Chattanooga, TN 37412 Property Records

Hamilton County property record for 6501 Ringgold Rd, Chattanooga, TN 37412

Property Summary

Property Type	Fast Food Restaurant
Details	2,660 sqft · built 2025
Lot Size	0.579 acres (25,211 sqft)
Owner	Company Name on File
Last Sale	$114,610 (Jun 2023)
Tax Bill	$7,553 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`169L L 008`

Property Details

APN / Parcel Number

Primary APN	`169L L 008`
Alternative APN	`0000115644`

Interior

Stories	1 Story
Building Area	2,660 sqft Total Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Stucco
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Rigid Frame Bar Joist
Roof Material	Built-Up Asphalt
Lot Area	25,211 sqft (0.579 acres)
Lot Dimensions	224 ft deep x 135 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	0000115644
Street Address	6501 RINGGOLD RD
City	CHATTANOOGA
State	TN
Zip	37412-4225
Property Category	Commercial
Property Type	Commercial > Retail > Fast Food Restaurant
Local Zoning Code	C1
Legal Description	PTS 37-41 PT 31-36 BLK C MC DONALD ESTATES PB 14 PG 5
Legal Subdivision	C MC DONALD ESTATES
Legal Block	C
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	3
Census Block	3002
Census Tract	11600

Owner

6501 Ringgold Rd, a commercial property, is owned by a company that acquired it in July 2025.

Source: Hamilton County records, as of January 13, 2026

Owner of Record	Company Name on File
Mailing Address	32 EMMERSON DR, ROSSVILLE, GA 30741-1666
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Commercial Mortgage SMARTBANK
Jul 31, 2025	Quit Claim Deed, Transfer UNKNOWN, CHOICE TITLE CO INC
Jun 6, 2023	Warranty Deed, Transfer
Apr 13, 2023	Special Warranty Deed, Transfer
Jul 29, 2022	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2023 · Amount on File
Deed Sale	Jun 6, 2023 · Amount on File
Prior Sale	Apr 13, 2023 · Amount on File
Deed Document Number	2023299
Deed Book / Page	13311 / 566
Last Transfer Date	Jul 7, 2025
Transfer Doc	0000000221
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	6501 RINGGOLD RD, CHATTANOOGA, TN 37412-4225
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	UNKNOWN, CHOICE TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6653 PALMS CT 233, 233, CHATTANOOGA, TN 37421-1677

Mortgage

Document Number	0000000219
Date	Jan 5, 2026
Book Page	14157/585
Instrument	2026010500219

Lender

Name	SMARTBANK
Type	Bank
Address	PIGEON FORGE, TN 37868

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 2, 2031

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 31, 2025
Property Address	6501 RINGGOLD RD, CHATTANOOGA, TN 37412-4225
Document Number	0000000221
Book / Page	14000 / 291
Map Reference	MB 14 PG 5
Instrument Date	Jul 7, 2025
Instrument	2025073100221
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	UNKNOWN, CHOICE TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 EMMERSON DR, ROSSVILLE, GA 30741-1666

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 6, 2023
Property Address	6501 RINGGOLD RD, CHATTANOOGA, TN 37412-4225
Document Number	0000000299
Book / Page	13311 / 566
Instrument Date	Jun 5, 2023
Instrument	2023060600299
Transaction Type	Transfer
Record Updated	Jan 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1517 TOMBRAS AVE, EAST RIDGE, TN 37412-2719

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 13, 2023
Property Address	6501 RINGGOLD RD, CHATTANOOGA, TN 37412-4225
Document Number	0000000006
Book / Page	13261 / 637
Map Reference	MB 14 PG 5
Instrument Date	Apr 12, 2023
Instrument	2023041300006
Transaction Type	Transfer
Record Updated	Jan 1, 2026

Transaction

Amount	Amount on Record
Tax	$4,070.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 EMMERSON DR, ROSSVILLE, GA 30741-1666
Investor	Possibly a Property Investor

July 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 29, 2022
Property Address	6501 RINGGOLD RD, CHATTANOOGA, TN 37412-4225
Document Number	0000000011
Book / Page	13041 / 838
Map Reference	MB 14 PG 5
Instrument Date	Jul 26, 2022
Instrument	2022072900011
Transaction Type	Transfer
Record Updated	Jan 1, 2026

Transaction

Amount	Amount on Record
Tax	$5,624.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 MAINE AVE SW STE 300, 300, WASHINGTON, DC 20024-3495

Tax Assessment & Valuation

The 2025 property tax bill for 6501 Ringgold Rd was $7,553, down 8.3% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,553.00 (-8.28%)	$498,320 (+35.38%)	$1,245,800 (+35.38%) Land $605,100 Building $640,700
2024	$8,235.00 (-36.15%)	$368,080 (-)	$920,200 (-) Land $549,700 Building $370,500
2023	$12,897.00	$368,080	$920,200 Land $549,700 Building $370,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6501 Ringgold Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Nearby Flood Policies	33 in force
Nearby Flood Claims	120 (1980–2025)
Claims Outside the SFHA	15 of 120
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 27 claims Extensive Rainfall And Flash Flooding, Apr 1994 · 11 claims Severe Storms & Flooding, Feb 1990 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6501 Ringgold Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ringgold Telephone Company.

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