6510 Ringgold Rd, Chattanooga, TN 37412 Property Records

Hamilton County property record for 6510 Ringgold Rd, Chattanooga, TN 37412

Property Summary

Property Type	Motel
Details	17,896 sqft · built 1971
Lot Size	1.37 acres (59,677 sqft)
Owner	Company Name on File
Last Sale	$2,300,000 (May 2019)
Tax Bill	$14,491 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`169L M 017`

Property Details

APN / Parcel Number

Primary APN	`169L M 017`
Alternative APN	`0000115659`

Interior

Stories	2 Stories
Building Area	17,896 sqft Total Area

Exterior

Year Built	Built 1971
Exterior Material	Precast Concrete Panel
Roof Type	Wood Truss
Roof Material	Shingle
Lot Area	59,677 sqft (1.37 acres)
Lot Dimensions	272 ft deep x 85.9 ft wide
Utility Building	17,896 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	0000115659
Street Address	6510 RINGGOLD RD
City	CHATTANOOGA
State	TN
Zip	37412-4226
Property Category	Commercial
Property Type	Commercial > Retail > Motel
Local Zoning Code	C1
Legal Description	LT 2 DAYS INN SUB PB 14 PG 5 REV 78-126 REV 95-70 0320 13 03
Legal Subdivision	MC DONALD ESTATES
Legal Block	B
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	4
Census Block	4004
Census Tract	11600

Owner

6510 Ringgold Rd, a commercial property, is owned by a company that bought it in May 2019 and is owner-occupied.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Company Name on File
Mailing Address	6510 RINGGOLD RD, CHATTANOOGA, TN 37412-4226
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Line of Credit GREATER COMMUNITY BANK
Oct 22, 2021	Deed of Trust, Mortgage · Commercial Mortgage GREATER COMMUNITY BANK
Aug 26, 2020	Loan Modification, Mortgage GREATER CMNTY BK
Apr 9, 2020	Loan Modification, Mortgage GREATER CMNTY BK
May 15, 2019	Warranty Deed, Construction Loan · Construction Mortgage GREATER CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2019 · Amount on File
Deed Sale	May 15, 2019 · Amount on File
Prior Sale	May 15, 2019
Deed Document Number	0011641970
Deed Book / Page	11641 / 970
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	6510 RINGGOLD RD, CHATTANOOGA, TN 37412-4226
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000094
Date	Oct 22, 2021
Book Page	12701/924
Instrument	2021102200094

Lender

Name	GREATER COMMUNITY BANK
Type	Bank
Address	CALHOUN, GA 30703

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	23 Months
Due	Sep 15, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	6510 RINGGOLD RD, CHATTANOOGA, TN 37412-4226
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000092
Date	Oct 22, 2021
Book Page	12701/908
Instrument	2021102200092

Lender

Name	GREATER COMMUNITY BANK
Type	Bank
Address	CALHOUN, GA 30703

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	119 Months
Due	Sep 15, 2031

Interest

Rate Type	Adjustable Rate

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	6510 RINGGOLD RD, CHATTANOOGA, TN 37412-4384
Document Number	0924000048
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6510 RINGGOLD RD CHATTANOOGA TN 374124384, CHATTANOOGA, TN 37412-4384

Mortgage

Document Number	0924000048
Date	Sep 24, 2020
Book Page	012164/000021
Instrument	200924000048

Lender

Name	GREATER CMNTY BK
Type	Bank
Address	305 W BELMONT DR, CALHOUN, GA 30701-3035

Agreement

Amount	Amount on Record
Term	12 Months
Due	Sep 23, 2021

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	6510 RINGGOLD RD, CHATTANOOGA, TN 37412-4384
Document Number	0520000072
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6510 RINGGOLD RD CHATTANOOGA TN 374124226, CHATTANOOGA, TN 37412-4226

Mortgage

Document Number	0520000072
Date	May 20, 2020
Book Page	012007/000651
Instrument	200520000072

Lender

Name	GREATER CMNTY BK
Type	Bank
Address	305 W BELMONT DR, CALHOUN, GA 30701-3035

Agreement

Amount	Amount on Record
Term	12 Months
Due	May 19, 2021

May 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 15, 2019
Property Address	6510 RINGGOLD RD, CHATTANOOGA, TN 37412-4384
Document Number	0515000173
Book / Page	011641 / 000970
Instrument Date	May 9, 2019
Instrument	190515000173
Transaction Type	Construction Loan
Record Updated	Oct 21, 2020
Title Company	FIRST TITLE COMPANY, FIRST TITLE LLC

Transaction

Amount	Amount on Record
Tax	$8,510.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6510 RINGGOLD ROAD CORP CHATTANOOGA TN 37412, CHATTANOOGA, TN 37412

Mortgage

Document Number	515000174
Date	May 15, 2019
Book Page	011641/000975
Instrument	190515000174

Lender

Name	GREATER CMNTY BK
Type	Bank
Address	305 W BELMONT DR, CALHOUN, GA 30701-3035

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 14, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 6510 Ringgold Rd was $14,491, down 28.7% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,491.00 (-28.7%)	$956,120 (+5.25%)	$2,390,300 (+5.25%) Land $895,200 Building $1,495,100
2024	$20,324.00 (-36.14%)	$908,440 (-)	$2,271,100 (-) Land $552,000 Building $1,719,100
2023	$31,825.00 (%)	$908,440 (-)	$2,271,100 (-) Land $552,000 Building $1,719,100
2022	$31,826.00	$908,440	$2,271,100 Land $552,000 Building $1,719,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6510 Ringgold Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (2009–2025)
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6510 Ringgold Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ringgold Telephone Company.

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