6510 Arbor Ct, Middletown, OH 45044 Property Records

Warren County property record for 6510 Arbor Ct, Middletown, OH 45044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1997
Lot Size	0.149 acres (6,482 sqft)
Owner	2 Individual Names on File
Last Sale	$143,500 (Jul 2019)
Tax Bill	$2,713 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-02-176-038-0`

Property Details

APN / Parcel Number

Primary APN	`07-02-176-038-0`
Alternative APNs	`0702176038` `702176038` `5200873`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	1,840 sqft
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Lot Area	6,482 sqft (0.149 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Deck Area	270 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	5200873
Street Address	6510 ARBOR CT
City	MIDDLETOWN
State	OH
Zip	45044-8854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIDGEWOOD VILLAS 1 LOT 75
Legal Subdivision	BRIDGEWOOD VILLAS 1
Legal Block	873
Legal Lot Number	75
Jurisdiction	WARREN OH
Township / Civil Division	TURTLECREEK
Census Block Group	1
Census Block	1021
Census Tract	31602

Owner

6510 Arbor Ct is owned and occupied by two individuals who bought it in July 2019.

Source: Warren County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6510 ARBOR CT, MIDDLETOWN, OH 45044-8854
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Jan 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Apr 1, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 12, 2019	Warranty Deed, Transfer · FHA Mortgage GATEWAY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2019 · Amount on File
Deed Sale	Jul 12, 2019 · Amount on File
Prior Sale	Feb 6, 2001 · Amount on File
Deed Document Number	201918780
Prior Transfer Date	Jun 19, 1997
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Recording Date	Jun 22, 2026
Property Address	6510 ARBOR CT, MIDDLETOWN, OH 45044-8854
Document Number	0000017133
Instrument Date	Jun 16, 2026
Instrument	202617133
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	6510 ARBOR CT, MIDDLETOWN, OH 45044-8854

Mortgage

Document Number	0000017133,
Date	Jun 22, 2026
Instrument	202617133

Lender

Name	LENDAGE LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	6510 ARBOR CT, MIDDLETOWN, OH 45044-8854
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6510 ARBOR CT, MIDDLETOWN, OH 45044-8854

Mortgage

Document Number	0000001763
Date	Jan 30, 2023
Instrument	2023-001763

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	6510 ARBOR CT, MIDDLETOWN, OH 45044-8854
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021015063
Date	Apr 1, 2021
Instrument	2021-015063

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Jul 12, 2019
Property Address	6510 ARBOR CT, MIDDLETOWN, OH 45044-8854
Document Number	0000018780
Map Reference	MB 36 PG 4-6
Instrument Date	Jun 28, 2019
Instrument	2019-018780
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6510 ARBOR CT, MIDDLETOWN, OH 45044-8854

Mortgage

Document Number	0000018781
Date	Jul 12, 2019
Instrument	2019-018781

Lender

Name	GATEWAY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 6510 Arbor Ct was $2,713.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Turtlecreek Township
Municipality	Middletown City
Unified School District	Lebanon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,713.00	$67,520 Land $19,250 Building $48,270	$192,900 Land $55,000 Building $137,900
2023	$2,297.00 (+1.28%) Homeowner's exemption	$51,464 (-) Land $10,325 Building $41,139
2022	$2,268.00 Homeowner's exemption	$51,464 Land $10,325 Building $41,139	$147,040 (-) Land $29,500 Building $117,540
2021			$147,040 Land $29,500 Building $117,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6510 Arbor Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 6510 Arbor Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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