6510 40th St NE, Naples, FL 34120 Property Records

Collier County property record for 6510 40th St NE, Naples, FL 34120

Property Summary

Property TypeSingle Family Home
Details2,290 sqft · built 2018
Lot Size1.63 acres (71,438 sqft)
Owner2 Individual Names on File
Last Sale$440,000 (Oct 2020)
Tax Bill$5,077 (2025)
Deeds & MortgagesOct 2020 Sale
May 2020 Mortgage
+ 4 more
Flood ZoneZone AH (high risk)
APN340300 5 32D28

Property Details

APN / Parcel Number

Primary APN340300 5 32D28
Alternative APNs
  • 38900720009074500532
  • 38900720009

Interior

Stories1 Story
Building Area2,290 sqft Living Area
1st Floor Area2,290 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeMasonry / Concrete Block
Lot Area71,438 sqft

Location & Zoning

Street Address6510 40TH ST NE
CityNAPLES
StateFL
Zip34120-2626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE
Legal DescriptionGOLDEN GATE EST UNIT 43 S 105FT OF TR 5
Legal Range28
Legal Township47
Legal Section28
Legal SubdivisionGOLDEN GATE EST UNIT 43
Legal Tract5
Legal Block1
Legal Lot Number3
Legal Unit43
JurisdictionCOLLIER FL
Township / Civil DivisionIMMOKALEE
Census Block Group1
Census Block1001
Census Tract11206

Owner

6510 40th St NE is owned and occupied by two individuals who bought it in October 2020.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address6510 40TH ST NE, NAPLES, FL 34120-2626
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2020Warranty Deed, Transfer
PARADISE COAST TITLE AND ESCROW, PARADISE COAST TITLE & ESCROW
May 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
LAKE MI CU
Jul 5, 2018Loan Modification, Mortgage · Conventional with PMI
LAKE MI CU
Aug 29, 2017Trustee's Deed, Construction Loan · Construction Mortgage
LAKE MI CU
May 24, 2017Quit Claim Deed, Transfer
Quitclaim
Feb 20, 2017Warranty Deed, Transfer
COTTRELL TITLE GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 26, 2020 · Amount on File
Deed SaleOct 26, 2020 · Amount on File
Prior SaleFeb 20, 2017 · Amount on File
Deed Document Number20205943998
Deed Book / Page5835 / 1421
Prior Transfer DateMay 23, 2017
Prior Transfer Doc0053972646
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateOct 26, 2020
Property Address6510 40TH ST NE, NAPLES, FL 34120-2626
Document Number0058351421
Book / Page005835 / 001421
Instrument DateOct 23, 2020
Instrument5943998
Transaction TypeTransfer
Record UpdatedNov 6, 2020
Title CompanyPARADISE COAST TITLE AND ESCROW, PARADISE COAST TITLE & ESCROW

Transaction

AmountAmount on Record
Tax$3,080.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6510 40TH ST NE NAPLES FL 341202626, NAPLES, FL 34120-2626

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address6510 40TH ST NE, NAPLES, FL 34120-2626
Document Number0057691931
Instrument DateMay 27, 2020
Transaction TypeMortgage
Record UpdatedJun 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6510 40TH ST NE NAPLES FL 341202626, NAPLES, FL 34120-2626

Mortgage

Document Number0057691931
DateJun 2, 2020
Book Page005769/001931
Instrument5874066
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2050

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCOLLIER FL
Property Address6510 40TH ST NE, NAPLES, FL 34120-2626
Document Number0055311769
Instrument DateJul 5, 2018
Transaction TypeMortgage
Record UpdatedJul 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address6510 40TH ST NE NAPLES FL 341202626, NAPLES, FL 34120-2626

Mortgage

Document Number0055311769
DateJul 10, 2018
Book Page005531/001769
Instrument5584027
Lender
NameLAKE MI CU
TypeCredit Union
Agreement
TypeConventional with PMI
AmountAmount on Record
Interest
Rate TypeFixed Rate
Rate4.5%

August 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCOLLIER FL
Recording DateAug 29, 2017
Property Address6510 40TH ST NE, NAPLES, FL 34120-2626
Document Number0054292684
Book / Page005429 / 002684
Instrument DateAug 25, 2017
Instrument5445969
Transaction TypeConstruction Loan
Record UpdatedFeb 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address6520 40TH ST NE RENT FREE NAPLES FL 34120, NAPLES, FL 34120

Mortgage

Document Number54292684
DateAug 29, 2017
Book Page005429/002684
Instrument5445969
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
DueAug 28, 2047

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOLLIER FL
Recording DateMay 24, 2017
Property Address6510 40TH ST NE, NAPLES, FL 34120-2626
Document Number0053972646
Book / Page005397 / 002646
Instrument DateMay 23, 2017
Instrument5409110
Transaction TypeTransfer
Record UpdatedJun 8, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6520 40TH ST NE NAPLES FL 341202626, NAPLES, FL 34120-2626

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateFeb 20, 2017
Property Address6510 40TH ST NE, NAPLES, FL 34120-2626
Document Number0053642615
Book / Page005364 / 002615
Instrument DateFeb 17, 2017
Instrument5369663
Transaction TypeTransfer
Record UpdatedMar 20, 2017
Title CompanyCOTTRELL TITLE GROUP LLC

Transaction

AmountAmount on Record
Tax$94.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6520 40TH ST NE NAPLES FL 341202626, NAPLES, FL 34120-2626

Tax Assessment & Valuation

The 2025 property tax bill for 6510 40th St NE was $5,077 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$446,427 (+2.7%)$532,810 (+1.11%) Land $68,880 Building $463,930
2025$5,077.00 Homeowner's exemption$434,690$526,960 Land $68,880 Building $458,080
2023$4,880.00 (-1.25%) Homeowner's exemption$410,135 (+3%)$580,274 (+6.49%) Land $53,710 Building $526,564
2022$4,942.00 Homeowner's exemption$398,189$544,908 Land $49,938 Building $494,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6510 40th St NE in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 906 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies906 in force
Nearby Flood Claims6 (2017–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6510 40th St NE is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 47% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Streamline Internet
Fixed Wireless
450 / 80

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