6446 40th St NE, Naples, FL 34120 Property Records

Collier County property record for 6446 40th St NE, Naples, FL 34120

Property Summary

Property TypeSingle Family Home
Details1,600 sqft · built 2021
Lot Size2.33 acres (101,930 sqft)
Owner2 Individual Names on File
Last Sale$549,000 (Oct 2023)
Tax Bill$5,515 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Jul 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN340300 3 22D28

Property Details

APN / Parcel Number

Primary APN340300 3 22D28
Alternative APN
  • 38900400002

Interior

Building Area1,600 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Construction TypeMasonry / Concrete Block
Lot Area101,930 sqft

Location & Zoning

Street Address6446 40TH ST NE
CityNAPLES
StateFL
Zip34120-2613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE
Legal DescriptionGOLDEN GATE EST UNIT 43 N 150FT OF TR 3
Legal Range28
Legal Township47
Legal Section28
Legal SubdivisionGOLDEN GATE EST UNIT 43
Legal Tract3
Legal Block1
Legal Lot Number2
Legal Unit43
JurisdictionCOLLIER FL
Township / Civil DivisionIMMOKALEE
Census Block Group1
Census Block1001
Census Tract11206

Owner

6446 40th St NE is owned and occupied by two individuals who bought it in October 2023.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address6446 40TH ST NE, NAPLES, FL 34120-2613
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2023Warranty Deed, Transfer · FHA Mortgage
TRUST MORTGAGE LENDING CORP
Jul 26, 2021Warranty Deed, Transfer · VA Mortgage
MOVEMENT MORTGAGE
Jan 15, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Oct 8, 2019Deed of Trust, Mortgage · Line of Credit
OTHER INSTITUTIONAL LENDERS
Feb 19, 2019Warranty Deed, Transfer · Conventional Mortgage
MARC DUN LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2023 · Amount on File
Deed SaleOct 17, 2023 · Amount on File
Prior SaleJul 26, 2021 · Amount on File
Deed Document Number20236465734
Deed Book / Page6297 / 2082
Record UpdatedOct 29, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateOct 17, 2023
Property Address6446 40TH ST NE, NAPLES, FL 34120-2613
Document Number0062972082
Book / Page6297 / 2082
Map ReferenceMB 7 PG 28
Instrument DateOct 10, 2023
Instrument6465734
Transaction TypeTransfer
Record UpdatedNov 2, 2023
Title CompanyTITLE 2 YOU LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,843.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 247, BOZEMAN, MT 59771-0247

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6446 40TH ST NE, NAPLES, FL 34120-2613

Mortgage

Document Number0062972084
DateOct 17, 2023
Instrument6297/2084
Lender
NameTRUST MORTGAGE LENDING CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateJul 26, 2021
Property Address6446 40TH ST NE, NAPLES, FL 34120-2613
Document Number0059872067
Book / Page5987 / 2067
Map ReferenceMB 7 PG 28
Instrument DateJul 16, 2021
Instrument6101785
Transaction TypeTransfer
Record UpdatedAug 4, 2021
Title CompanyTROPICAL TITLE INC, TROPICAL TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15804 BROTHERS CT STE 9, 15804, FORT MYERS, FL 33912-2209

Transferred To (Grantee/Buyer)

NameVerified Name
Address6446 40TH ST NE, NAPLES, FL 34120-2613

Mortgage

Document Number59872069
DateJul 26, 2021
Instrument5987/2069
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateJan 15, 2020
Property Address6446 40TH ST NE, NAPLES, FL 34120-2613
Document Number0057170729
Book / Page005717 / 000729
Instrument DateJan 13, 2020
Instrument5815918
Transaction TypeTransfer
Record UpdatedFeb 4, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$322.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address15804 BROTHERS CT #9 FORT MYERS FL 339122209, 9, FORT MYERS, FL 33912-2209

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address6446 40TH ST NE, NAPLES, FL 34120-2613
Document Number0056833823
Instrument DateOct 8, 2019
Transaction TypeMortgage
Record UpdatedOct 24, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4755 TAMIAMI TRL N #144 NAPLES FL 341033006, 144, NAPLES, FL 34103-3006

Mortgage

Document Number0056833823
DateOct 14, 2019
Book Page005683/003823
Instrument5777123
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressNAPLES, FL 34102
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueOct 13, 2039
Interest
Rate TypeAdjustable Rate

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateFeb 19, 2019
Property Address6446 40TH ST NE, NAPLES, FL 34120-2613
Document Number0055993062
Book / Page005599 / 003062
Instrument DateFeb 15, 2019
Instrument5673571
Transaction TypeTransfer
Record UpdatedFeb 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$245.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4755 TAMIAMI TRL N #144 NAPLES FL 341033006, 144, NAPLES, FL 34103-3006

Mortgage

Document Number55993064
DateFeb 19, 2019
Book Page005599/003064
Instrument5673572
Lender
NameMARC DUN LLC
Address691 PELICAN CT, MARCO ISLAND, FL 34145-5723
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 6446 40th St NE was $5,515.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$433,004 (+1.01%) Land $98,280 Building $334,724$433,004 (+1.01%) Land $98,280 Building $334,724
2025$5,515.00$428,671 Land $98,280 Building $330,391$428,671 Land $98,280 Building $330,391
2023$5,420.00 (-7.29%) Homeowner's exemption$453,103 (+6.61%) Land $76,635 Building $376,468$453,103 (+6.61%) Land $76,635 Building $376,468
2022$5,846.00$425,017 Land $71,253 Building $353,764$425,017 Land $71,253 Building $353,764

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6446 40th St NE in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 906 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies906 in force
Nearby Flood Claims6 (2017–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6446 40th St NE is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 63% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Streamline Internet
Fixed Wireless
450 / 80

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