6480 40th St NE, Naples, FL 34120 Property Records

Collier County property record for 6480 40th St NE, Naples, FL 34120

Property Summary

Property TypeSingle Family Home
Details1,725 sqft · built 2005
Lot Size2.33 acres (101,930 sqft)
Owner2 Individual Names on File
Last Sale$585,000 (Apr 2025)
Tax Bill$5,995 (2025)
Deeds & MortgagesOct 2021 Mortgage
May 2024 Mortgage
+ 2 more
Flood ZoneZone AH (high risk)
APN340300 4 12D28

Property Details

APN / Parcel Number

Primary APN340300 4 12D28
Alternative APNs
  • 38900480006074500412
  • 38900480006

Interior

Stories1 Story
Building Area1,725 sqft Living Area
Gross Area2,205 sqft
1st Floor Area1,725 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeMasonry / Concrete Block
Lot Area101,930 sqft
Garage TypeAttached
Garage Area480 sqft
Parking Spaces5 Parking Spaces
Pool Area420 sqft
Deck Area969 sqft

Location & Zoning

Street Address6480 40TH ST NE
CityNAPLES
StateFL
Zip34120-2613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE
Legal DescriptionGOLDEN GATE EST UNIT 43 S 75FT OF N 180FT OF TR 4, AND N 75FT OF S 150FT OF TR 4
Legal Range28
Legal Township47
Legal Section28
Legal SubdivisionGOLDEN GATE EST UNIT 43
Legal Tract4
Legal Block1
Legal Lot Number1
Legal Unit43
JurisdictionCOLLIER FL
Township / Civil DivisionIMMOKALEE
Census Block Group1
Census Block1001
Census Tract11206

Owner

6480 40th St NE is owned and occupied by two individuals who bought it in April 2025.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address6480 40TH ST NE, NAPLES, FL 34120-2613
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2021Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE
May 10, 2024Deed of Trust, Mortgage · FHA Mortgage
MIDFIRST BANK
Aug 21, 2020Deed of Trust, Mortgage · FHA Mortgage
CALIBER HOME LOANS INC
Jul 3, 2018Warranty Deed, Transfer · FHA Mortgage
TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2025 · Amount on File
Deed SaleApr 14, 2025 · Amount on File
Prior SaleJul 3, 2018 · Amount on File
Deed Document Number20256668666
Deed Book / Page6458 / 215
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address6480 40TH ST NE, NAPLES, FL 34120-2613
Transaction TypeMortgage
Record UpdatedJul 1, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address6480 40TH ST NE, NAPLES, FL 34120-2613
InvestorPossibly a Property Investor

Mortgage

Document Number0060231452
DateOct 7, 2021
Book Page6023/1452
Instrument6139569
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term358 Months
DueAug 1, 2051

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address6480 40TH ST NE, NAPLES, FL 34120-2613
Transaction TypeMortgage
Record UpdatedJul 1, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6480 40TH ST NE, NAPLES, FL 34120-2613
InvestorPossibly a Property Investor

Mortgage

Document Number0063582791
DateMay 10, 2024
Book Page6358/2791
Instrument6544746
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term327 Months
DueAug 1, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address6480 40TH ST NE, NAPLES, FL 34120-2613
Transaction TypeMortgage
Record UpdatedJun 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address6480 40TH ST NE, NAPLES, FL 34120-2613

Mortgage

Document Number0058052212
DateAug 21, 2020
Book Page5805/2212
Instrument5912200
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73134
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term335 Months
DueJul 1, 2048

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateJul 3, 2018
Property Address6480 40TH ST NE, NAPLES, FL 34120-2613
Document Number0055283001
Book / Page5528 / 3001
Map ReferenceMB7 PG28
Instrument DateJun 29, 2018
Instrument5580570
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyOMEGA LAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,415.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5164 SALEMO ST AVE MARIA, 5164, IMMOKALEE, FL 34142

Transferred To (Grantee/Buyer)

NameVerified Name
Address6450 40TH ST NE, NAPLES, FL 34120-2613

Mortgage

Document Number0005580571
DateJul 3, 2018
Instrument5580571
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6480 40th St NE was $5,995.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$512,804 (+0.63%) Land $98,280 Building $414,524$512,804 (+0.63%) Land $98,280 Building $414,524
2025$5,995.00$509,598 Land $98,280 Building $411,318$509,598 Land $98,280 Building $411,318
2023$5,509.00 (+3.49%)$386,503 (+1%)$480,827 (+6.31%) Land $76,635 Building $404,192
2022$5,323.00$351,366$452,269 Land $71,253 Building $381,016

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6480 40th St NE in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 906 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies906 in force
Nearby Flood Claims6 (2017–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6480 40th St NE is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 63% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Streamline Internet
Fixed Wireless
450 / 80

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