Collier County property record for 6480 40th St NE, Naples, FL 34120
| Property Type | Single Family Home |
|---|---|
| Details | 1,725 sqft · built 2005 |
| Lot Size | 2.33 acres (101,930 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Apr 2025) |
| Tax Bill | $5,995 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2024 Mortgage + 2 more |
| Flood Zone | Zone AH (high risk) |
| APN | 340300 4 12D28 |
| Primary APN | 340300 4 12D28 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,725 sqft Living Area |
| Gross Area | 2,205 sqft |
| 1st Floor Area | 1,725 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 101,930 sqft |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 420 sqft |
| Deck Area | 969 sqft |
| Street Address | 6480 40TH ST NE |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34120-2613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E |
| Legal Description | GOLDEN GATE EST UNIT 43 S 75FT OF N 180FT OF TR 4, AND N 75FT OF S 150FT OF TR 4 |
| Legal Range | 28 |
| Legal Township | 47 |
| Legal Section | 28 |
| Legal Subdivision | GOLDEN GATE EST UNIT 43 |
| Legal Tract | 4 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Legal Unit | 43 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | IMMOKALEE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 11206 |
6480 40th St NE is owned and occupied by two individuals who bought it in April 2025.
Source: Collier County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6480 40TH ST NE, NAPLES, FL 34120-2613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2021 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| May 10, 2024 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Aug 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Jul 3, 2018 | Warranty Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2025 · Amount on File |
| Deed Sale | Apr 14, 2025 · Amount on File |
| Prior Sale | Jul 3, 2018 · Amount on File |
| Deed Document Number | 20256668666 |
| Deed Book / Page | 6458 / 215 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 6480 40TH ST NE, NAPLES, FL 34120-2613 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 6480 40TH ST NE, NAPLES, FL 34120-2613 |
| Investor | Possibly a Property Investor |
| Document Number | 0060231452 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | 6023/1452 |
| Instrument | 6139569 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 6480 40TH ST NE, NAPLES, FL 34120-2613 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 6480 40TH ST NE, NAPLES, FL 34120-2613 |
| Investor | Possibly a Property Investor |
| Document Number | 0063582791 |
|---|---|
| Date | May 10, 2024 |
| Book Page | 6358/2791 |
| Instrument | 6544746 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 327 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 6480 40TH ST NE, NAPLES, FL 34120-2613 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6480 40TH ST NE, NAPLES, FL 34120-2613 |
| Document Number | 0058052212 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 5805/2212 |
| Instrument | 5912200 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73134 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 335 Months |
| Due | Jul 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Jul 3, 2018 |
| Property Address | 6480 40TH ST NE, NAPLES, FL 34120-2613 |
| Document Number | 0055283001 |
| Book / Page | 5528 / 3001 |
| Map Reference | MB7 PG28 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 5580570 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | OMEGA LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,415.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5164 SALEMO ST AVE MARIA, 5164, IMMOKALEE, FL 34142 |
| Name | Verified Name |
|---|---|
| Address | 6450 40TH ST NE, NAPLES, FL 34120-2613 |
| Document Number | 0005580571 |
|---|---|
| Date | Jul 3, 2018 |
| Instrument | 5580571 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 6480 40th St NE was $5,995.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $512,804 (+0.63%) Land $98,280 Building $414,524 | $512,804 (+0.63%) Land $98,280 Building $414,524 | |
| 2025 | $5,995.00 | $509,598 Land $98,280 Building $411,318 | $509,598 Land $98,280 Building $411,318 |
| 2023 | $5,509.00 (+3.49%) | $386,503 (+1%) | $480,827 (+6.31%) Land $76,635 Building $404,192 |
| 2022 | $5,323.00 | $351,366 | $452,269 Land $71,253 Building $381,016 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6480 40th St NE in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 906 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 906 in force |
| Nearby Flood Claims | 6 (2017–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6480 40th St NE is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Streamline Internet Fixed Wireless | 450 / 80 |
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