St. Johns County property record for 651 Rum Runner Way, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,083 sqft · built 2018 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $583,700 (Dec 2018) |
| Tax Bill | $8,519 (2025) |
| Deeds & Mortgages | Aug 2024 Transfer Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 023717-1190 |
| Primary APN | 023717-1190 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,083 sqft Living Area |
| Gross Area | 3,908 sqft |
| 1st Floor Area | 1,403 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 537 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 288 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 651 RUM RUNNER WAY |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-2276 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 87/29-34 TWIN CREEKS NORTH PARCEL 12 PHASE 1 LOT 119 OR4651/1822 & 6011/338 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 09 |
| Legal Subdivision | TWIN CREEKS NORTH PARCEL 12 PHASE 1 |
| Legal Phase | 1 |
| Legal Lot Number | 119 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 20904 |
651 Rum Runner Way is owned and occupied by two individuals who acquired it in July 2024.
Source: St. Johns County records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 651 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2276 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 29, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Dec 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC |
| Aug 29, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Dec 10, 2018 | Grant Deed, Subdivision Related Transfer IMPERIAL TITLE/FLORIDA LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2018 · Amount on File |
| Deed Sale | Dec 10, 2018 · Amount on File |
| Deed Document Number | 201887890 |
| Deed Book / Page | 4651 / 1822 |
| Last Transfer Date | Jul 26, 2024 |
| Transfer Doc | 0060110338 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 29, 2024 |
| Property Address | 651 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2276 |
| Document Number | 0060110338 |
| Book / Page | 6011 / 338 |
| Map Reference | MB 87 PG 29 |
| Instrument Date | Jul 26, 2024 |
| Instrument | 2024068324 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 651 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2276 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 651 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2276 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 651 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2276 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 651 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2276 |
| Document Number | 0051210648 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 5121/648 |
| Instrument | 2020112649 |
| Name | RESOURCE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 651 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2276 |
| Document Number | 0047901692 |
| Instrument Date | Aug 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 651 RUM RUNNER WAY ST JOHNS FL 322592276, ST JOHNS, FL 32259-2276 |
| Document Number | 0047901692 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 004790/001692 |
| Instrument | 66081 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 8, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 10, 2018 |
| Property Address | 651 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2276 |
| Document Number | 0046511822 |
| Book / Page | 004651 / 001822 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 87890 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 4, 2019 |
| Title Company | IMPERIAL TITLE/FLORIDA LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $4,085.90 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 651 RUM RUNNER WAY ST JOHNS FL 322592276, ST JOHNS, FL 32259-2276 |
The 2025 property tax bill for 651 Rum Runner Way was $8,519, up 6.9% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $564,425 (+2.7%) | $599,618 (+9.1%) Land $116,000 Building $483,618 | |
| 2025 | $8,519.00 (+6.86%) Homeowner's exemption | $549,586 (-0.22%) | $549,586 (-4.44%) Land $100,000 Building $449,586 |
| 2024 | $7,972.00 (+3.09%) Homeowner's exemption | $550,786 (+3%) | $575,109 (+7.55%) Land $120,000 Building $455,109 |
| 2023 | $7,733.00 (+4.56%) Homeowner's exemption | $534,744 (+1.86%) | $534,744 (-4.08%) Land $115,000 Building $419,744 |
| 2022 | $7,396.00 Homeowner's exemption | $524,995 | $557,482 Land $134,400 Building $423,082 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 651 Rum Runner Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 651 Rum Runner Way is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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