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638 Rum Runner Way, Saint Johns, FL 32259 Property Records

St. Johns County property record for 638 Rum Runner Way, Saint Johns, FL 32259

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,503 sqft · built 2022
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$604,531 (Nov 2022)
Tax Bill$10,670 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Mar 2020 Sale
Flood ZoneZone X (minimal risk)
APN023717-0990

Property Details

APN / Parcel Number

Primary APN023717-0990

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,503 sqft Living Area
Gross Area2,935 sqft
1st Floor Area1,168 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,227 sqft (0.12 acres)
Garage TypeAttached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area160 sqft
Patio Area558 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address638 RUM RUNNER WAY
CitySAINT JOHNS
StateFL
Zip32259-2275
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description87/29-34 TWIN CREEKS NORTH PARCEL 12 PHASE 1 LOT 99 OR5668/991
Legal Range28E
Legal Township05S
Legal Section09
Legal SubdivisionTWIN CREEKS NORTH PARCEL 12 PHASE 1
Legal Phase1
Legal Lot Number99
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2028
Census Tract20904

Owner

638 Rum Runner Way is owned and occupied by an individual who bought it in November 2022.

Source: St. Johns County records, as of April 13, 2026

Owner of RecordIndividual Name on File
Mailing Address638 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2275
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
JET HOMELOANS LLC
Mar 3, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 2022 · Amount on File
Deed SaleNov 22, 2022 · Amount on File
Deed Document Number2022106737
Deed Book / Page5668 / 991
Record UpdatedJun 8, 2026

November 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 22, 2022
Property Address638 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2275
Document Number0056680991
Book / Page5668 / 991
Map ReferenceMB 87 PG 29-34
Instrument DateOct 26, 2022
Instrument2022106737
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 23, 2025
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,232.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address638 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2275

Mortgage

Document Number0005668993
DateNov 22, 2022
Instrument5668/993
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateMar 3, 2020
Property Address638 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2275
Document Number0048941068
Book / Page004894 / 001068
Instrument DateMar 2, 2020
Instrument17088
Transaction TypeTransfer
Record UpdatedMar 20, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$50,443.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address22 ST CLAIR AVE E, STE 200
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 638 Rum Runner Way was $10,670 with a homeowner's exemption, up 7% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$489,632 (+2.44%) Land $116,000 Building $373,632$489,632 (+2.44%) Land $116,000 Building $373,632
2025$10,670.00 (+7.03%) Homeowner's exemption$477,978 (+3.53%)$477,978 (-1.44%) Land $100,000 Building $377,978
2024$9,969.00 (+2.25%) Homeowner's exemption$461,667 (+3%)$484,965 (+8.2%) Land $120,000 Building $364,965
2023$9,750.00 (+68.71%) Homeowner's exemption$448,220 (+233.5%)$448,220 (+233.5%) Land $115,000 Building $333,220
2022$5,779.00$134,400$134,400 Land $134,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 638 Rum Runner Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 206 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 638 Rum Runner Way is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHEAST UTILITIES WS
serves 14,790 people · EPA ID FL2554475
Water SourcePurchased groundwater from JEA MAJOR GRID
Last State InspectionMar 2024
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Verizon
Fixed Wireless		300 / 20

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