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643 Rum Runner Way, Saint Johns, FL 32259 Property Records

St. Johns County property record for 643 Rum Runner Way, Saint Johns, FL 32259 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,062 sqft · built 2022
Lot Size0.16 acres (6,969 sqft)
Owner2 Individual Names on File
Last Sale$540,000 (Nov 2022)
Tax Bill$7,161 (2025)
Deeds & MortgagesDec 2025 Mortgage
Nov 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN023717-1180

Property Details

APN / Parcel Number

Primary APN023717-1180

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,062 sqft Living Area
Gross Area2,511 sqft
1st Floor Area1,128 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,969 sqft (0.16 acres)
Garage TypeAttached
Garage Area449 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address643 RUM RUNNER WAY
CitySAINT JOHNS
StateFL
Zip32259-2276
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description87/29-34 TWIN CREEKS NORTH PARCEL 12 PHASE 1 LOT 118 OR5662/288
Legal Range28E
Legal Township05S
Legal Section09
Legal SubdivisionTWIN CREEKS NORTH PARCEL 12 PHASE 1
Legal Phase1
Legal Lot Number118
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2021
Census Tract20904

Owner

Source: St. Johns County records · APN 023717-1180

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address643 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2276
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 08, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
JET HOMELOANS LLC
Mar 03, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 08, 2022 · Amount on Record
Deed SaleNov 08, 2022 · Amount on Record
Prior SaleMar 03, 2020 · Amount on Record
Deed Document Number2022103334
Deed Book / Page5662 / 288
Record UpdatedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address643 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2276
Transaction TypeMortgage
Record UpdatedDec 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 GLEN LAUREL DR, SAINT JOHNS, FL 32259-3288

Mortgage

Document Number0062710871
DateDec 11, 2025
Book Page6271/871
Instrument2025100412
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 01, 2046

November 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 08, 2022
Property Address643 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2276
Document Number0056620288
Book / Page5662 / 288
Map ReferenceMB 87 PG 29-34
Instrument DateNov 01, 2022
Instrument2022103334
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 23, 2025
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,780.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2276

Mortgage

Document Number0005662290
DateNov 08, 2022
Instrument5662/290
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateMar 03, 2020
Property Address643 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2276
Document Number0048941068
Book / Page004894 / 001068
Instrument DateMar 02, 2020
Instrument17088
Transaction TypeTransfer
Record UpdatedMar 20, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$50,443.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address22 ST CLAIR AVE E, STE 200
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$427,269 (+4.21%) Land $116,000 Building $311,269$427,269 (+4.21%) Land $116,000 Building $311,269
2025$7,161.00 (+2.96%)$409,993 (-4.71%)$409,993 (-4.71%) Land $100,000 Building $309,993
2024$6,955.00 (+7%)$430,258 (+8.03%)$430,258 (+8.03%) Land $120,000 Building $310,258
2023$6,500.00 (+12.48%)$398,274 (+196.33%)$398,274 (+196.33%) Land $115,000 Building $283,274
2022$5,779.00$134,400$134,400 Land $134,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 206 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 in force

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,282 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 45 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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