651 Pine St, Owosso, MI 48867 Property Records

Shiawassee County property record for 651 Pine St, Owosso, MI 48867 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$128,000 (May 2022)
Tax Bill	$3,470 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050-250-000-032-00`

Property Details

APN / Parcel Number

Primary APN	`050-250-000-032-00`

Exterior

Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	651 PINE ST
City	OWOSSO
State	MI
Zip	48867-2225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 OF OUT LOT 1 LOUISA A GOULD SUB DIV OF OUT LOT 1 & 4 & BLK 36 & PART OF 35 OF THE VILLAGE OF OWOSSO
Legal Subdivision	LOUISA A GOULD SUB DIV
Legal Block	36
Legal Lot Number	27
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	3
Census Block	3013
Census Tract	30400

Owner

Source: Shiawassee County records · APN 050-250-000-032-00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	651 PINE ST, OWOSSO, MI 48867-2225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 05, 2022 · Amount on Record
Deed Sale	May 05, 2022 · Amount on Record
Deed Document Number	20223360203
Deed Book / Page	1296 / 278
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	May 05, 2022
Property Address	651 PINE ST, OWOSSO, MI 48867-2225
Document Number	0012960278
Book / Page	1296 / 278
Map Reference	LB U PG 962
Instrument Date	May 04, 2022
Instrument	3360203
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	MUTUAL TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	363 MARTINDALE, 363, MILFORD, MI 48381-2633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 PINE ST, OWOSSO, MI 48867-2225

Mortgage

Document Number	0003360204
Date	May 05, 2022
Instrument	3360204

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,800 (+8.53%)	$203,600 (+8.53%)
2025	$3,470.00 (+4.9%) Homeowner's exemption	$93,800 (+23.75%)	$187,600 (+23.75%)
2023	$3,308.00 Homeowner's exemption	$75,800	$151,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.