641 Pine St, Owosso, MI 48867 Property Records

Shiawassee County property record for 641 Pine St, Owosso, MI 48867 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$146,888 (Sep 2005)
Tax Bill	$2,880 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050-250-000-030-00`

Property Details

APN / Parcel Number

Primary APN	`050-250-000-030-00`

Exterior

Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	641 PINE ST
City	OWOSSO
State	MI
Zip	48867-2225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 & N 12 OF LOT 24 OF OUT LOT 1 LOUISA A GOULD SUB DIV OF OUT LOT 1 & 4 BLK 36 & PART OF 35 OF THE VILLAGE OF OWOSSO
Legal Subdivision	LOUISA A GOULD SUB DIV
Legal Block	36
Legal Lot Number	25,24
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	3
Census Block	3013
Census Tract	30400

Owner

Source: Shiawassee County records · APN 050-250-000-030-00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	641 PINE ST, OWOSSO, MI 48867-2225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2019	Warranty Deed, Transfer NAVY FCU
Jun 11, 2018	Warranty Deed, Transfer · FHA Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 19, 2005 · Amount on Record
Deed Sale	Sep 19, 2005 · Amount on Record
Deed Document Number	20053147375
Deed Book / Page	1085 / 201
Record Updated	Sep 20, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Apr 16, 2019
Property Address	641 PINE ST, OWOSSO, MI 48867-2225
Document Number	0012560439
Book / Page	001256 / 000439
Instrument Date	Apr 12, 2019
Instrument	3319949
Transaction Type	Transfer
Record Updated	May 07, 2019
Title Company	TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	824 LINGLE AVE OWOSSO MI 488674530, OWOSSO, MI 48867-4530

Mortgage

Document Number	12560440
Date	Apr 16, 2019
Book Page	001256/000440
Instrument	3319950

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jun 11, 2018
Property Address	641 PINE ST, OWOSSO, MI 48867-2225
Document Number	0012470005
Book / Page	001247 / 000005
Instrument Date	Jun 01, 2018
Instrument	3310377
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 PINE ST OWOSSO MI 488672225, OWOSSO, MI 48867-2225

Mortgage

Document Number	12470006
Date	Jun 11, 2018
Book Page	001247/000006
Instrument	3310378

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2048

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,900 (+8.18%)	$195,800 (+8.18%)
2025	$2,880.00 (+4.88%) Homeowner's exemption	$90,500 (+23.8%)	$181,000 (+23.8%)
2023	$2,746.00 Homeowner's exemption	$73,100	$146,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

641 Pine St, Owosso, MI 48867 Property Records

Property Summary

Property Details

APN / Parcel Number

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Pine St

Nearby Streets

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