Shiawassee County property record for 645 Pine St, Owosso, MI 48867 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Oct 2022) |
| Tax Bill | $3,090 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-250-000-031-00 |
| Primary APN | 050-250-000-031-00 |
|---|
| Lot Area | 8,712 sqft (0.2 acres) |
|---|---|
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Street Address | 645 PINE ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-2225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 26 OF OUT LOT 1 LOUISA A GOULD SUBDIV OF OUT LOT 1 & 4 & BLK 36 & PART OF 35 OF THE VILLAGE OF OWOSSO |
| Legal Subdivision | LOUISA A GOULD SUBDIV |
| Legal Block | 36 |
| Legal Lot Number | 26 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 30400 |
Source: Shiawassee County records · APN 050-250-000-031-00
Assessment roll updated July 16, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 645 PINE ST, OWOSSO, MI 48867-2225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 04, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Mar 25, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Oct 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE 1 INC |
| Oct 13, 2022 | Warranty Deed, Transfer · Second Mortgage (Down Payment) MICHIGAN STATE HOUSING DEV AUTHORITY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 13, 2022 · Amount on Record |
| Deed Sale | Oct 13, 2022 · Amount on Record |
| Prior Sale | Oct 13, 2016 · Amount on Record |
| Deed Document Number | 20223365276 |
| Deed Book / Page | 1301 / 279 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 645 PINE ST, OWOSSO, MI 48867-2225 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 645 PINE ST, OWOSSO, MI 48867-2225 |
| Document Number | 0012780132 |
|---|---|
| Date | Feb 04, 2021 |
| Book Page | 1278/132 |
| Instrument | 3341876 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 645 PINE ST, OWOSSO, MI 48867-2225 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 645 PINE ST, OWOSSO, MI 48867-2225 |
| Document Number | 0012940278 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 1294/278 |
| Instrument | 3358191 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 645 PINE ST, OWOSSO, MI 48867-2225 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 22550 MARINE AVE, EASTPOINTE, MI 48021-2638 |
| Document Number | 0013010188 |
|---|---|
| Date | Oct 11, 2022 |
| Book Page | 1301/188 |
| Instrument | 3365179 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Oct 13, 2022 |
| Property Address | 645 PINE ST, OWOSSO, MI 48867-2225 |
| Document Number | 0013010279 |
| Book / Page | 1301 / 279 |
| Map Reference | LB U PG 962 |
| Instrument Date | Oct 10, 2022 |
| Instrument | 3365276 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 645 PINE ST, OWOSSO, MI 48867-2225 |
| Name | Verified Name |
|---|---|
| Address | 645 PINE ST, OWOSSO, MI 48867-2225 |
| Document Number | 0013010189 |
|---|---|
| Date | Oct 11, 2022 |
| Book Page | 1301/189 |
| Instrument | 3365180 |
| Name | MICHIGAN STATE HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $89,700 (+7.81%) | $179,400 (+7.81%) | |
| 2025 | $3,090.00 (+4.89%) Homeowner's exemption | $83,200 (+23.26%) | $166,400 (+23.26%) |
| 2024 | $2,946.00 | ||
| 2023 | $2,946.00 Homeowner's exemption | $67,500 | $135,000 |
Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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