651 Moraga Rd, Apt 6, Moraga, CA 94556 Property Records

Contra Costa County property record for 651 Moraga Rd, Apt 6, Moraga, CA 94556

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 669 sqft · built 1962
Lot Size	0.018 acres (761 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Nov 2021)
Tax Bill	$6,220 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`256-120-006`

Property Details

APN / Parcel Number

Primary APN	`256-120-006`
Alternative APN	`256-120-006-0`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	669 sqft Living Area
1st Floor Area	669 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	761 sqft (0.018 acres)
Garage Type	Attached
Garage Area	180 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	651 MORAGA RD, 6
City	MORAGA
State	CA
Zip	94556-2259
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TRACT 3100 UNIT 6
Legal Subdivision	SUBDIVISION 3100
Legal Tract	3100
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1011
Census Tract	352101

Owner

651 Moraga Rd, Apt 6 is owned by two individuals who bought it in November 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5129 TEHACHAPI WAY, ANTIOCH, CA 94531-8818
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2021 · Amount on File
Deed Sale	Nov 10, 2021 · Amount on File
Prior Sale	Aug 15, 1995 · Amount on File
Deed Document Number	2021313102
Prior Transfer Date	Nov 27, 2002
Prior Transfer Doc	0000481910
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 10, 2021
Property Address	651 MORAGA RD APT 6, 6, MORAGA, CA 94556-2259
Document Number	0000313102
Map Reference	VOL 90 PG 15
Instrument Date	Nov 4, 2021
Instrument	2021-313102
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5129 TEHACHAPI WAY, ANTIOCH, CA 94531-8818

Mortgage

Document Number	0000313103
Date	Nov 10, 2021
Instrument	2021-313103

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 651 Moraga Rd, Apt 6 was $6,220.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$427,559 (+2%) Land $330,141 Building $97,418
2025	$6,220.00	$419,176 Land $323,668 Building $95,508
2023	$5,943.00 (+0.8%)	$402,900 Land $311,100 Building $91,800
2022	$5,896.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 651 Moraga Rd, Apt 6 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 651 Moraga Rd, Apt 6 is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Etheric Networks, T-Mobile, Unwired, Verizon.

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