651 Moraga Rd, Apt 10, Moraga, CA 94556 Property Records

Contra Costa County property record for 651 Moraga Rd, Apt 10, Moraga, CA 94556

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,418 sqft · built 1962
Lot Size	0.016 acres (692 sqft)
Owner	Company Name on File
Last Sale	$595,000 (Jan 2021)
Tax Bill	$8,655 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`256-120-010-2`

Property Details

APN / Parcel Number

Primary APN	`256-120-010-2`
Alternative APN	`256-120-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,418 sqft Living Area
1st Floor Area	709 sqft
2nd Floor Area	709 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	692 sqft (0.016 acres)
Garage Type	Attached
Garage Area	171 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	651 MORAGA RD, 10
City	MORAGA
State	CA
Zip	94556-2259
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TRACT 3100 UNIT 10
Legal Subdivision	RHEEM TERRACE
Legal Tract	3100
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1011
Census Tract	352101

Owner

651 Moraga Rd, Apt 10 is owned by a company that bought it in January 2021 and is owner-occupied.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Company Name on File
Mailing Address	651 MORAGA RD, 10, MORAGA, CA 94556-2259
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Apr 14, 2020	Deed of Trust, Mortgage · Conventional with PMI SOVEREIGN LNDG
Mar 25, 2019	Deed of Trust, Mortgage · Conventional with PMI SOVEREIGN LNDG
Sep 21, 2018	Grant Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2021 · Amount on File
Deed Sale	Jan 8, 2021 · Amount on File
Prior Sale	Oct 21, 1998 · Amount on File
Deed Document Number	20216641
Prior Transfer Date	Oct 6, 2016
Prior Transfer Doc	0000211791
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 8, 2021
Property Address	651 MORAGA RD APT 10, 10, MORAGA, CA 94556-2259
Document Number	0000006641
Map Reference	MB 90 PG 15
Instrument Date	Dec 24, 2020
Instrument	2021-006641
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 MORAGA RD APT 10, 10, MORAGA, CA 94556-2259

Mortgage

Document Number	0000006642
Date	Jan 8, 2021
Instrument	2021-006642

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	651 MORAGA RD APT 10, 10, MORAGA, CA 94556-2259
Document Number	0000077252
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	UNISOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	651 MORAGA RD #10 MORAGA CA 945562259, 10, MORAGA, CA 94556-2259

Mortgage

Document Number	0000077252
Date	Apr 23, 2020
Instrument	77252

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	651 MORAGA RD APT 10, 10, MORAGA, CA 94556-2259
Document Number	0000047607
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 17, 2019
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	651 MORAGA RD #10 MORAGA CA 945562259, 10, MORAGA, CA 94556-2259

Mortgage

Document Number	0000047607
Date	Apr 8, 2019
Instrument	47607

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 21, 2018
Property Address	651 MORAGA RD APT 10, 10, MORAGA, CA 94556-2259
Document Number	0000151128
Instrument Date	Sep 19, 2018
Instrument	151128
Transaction Type	Transfer
Record Updated	Oct 2, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	651 MORAGA RD #10 MORAGA CA 945562259, 10, MORAGA, CA 94556-2259

Mortgage

Document Number	151129
Date	Sep 21, 2018
Instrument	151129

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 651 Moraga Rd, Apt 10 was $8,655 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$637,500 (-1.02%) Land $408,000 Building $229,500
2025	$8,655.00 Homeowner's exemption	$644,045 Land $432,972 Building $211,073
2023	$8,237.00 (+1.06%) Homeowner's exemption	$619,038 Land $416,160 Building $202,878
2022	$8,151.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 651 Moraga Rd, Apt 10 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 651 Moraga Rd, Apt 10 is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Etheric Networks, T-Mobile, Unwired, Verizon.

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