651 Moraga Rd, Apt 1, Moraga, CA 94556 Property Records

Contra Costa County property record for 651 Moraga Rd, Apt 1, Moraga, CA 94556

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 669 sqft · built 1962
Lot Size	0.014 acres (617 sqft)
Owner	Individual Name on File
Last Sale	$396,000 (Oct 2021)
Tax Bill	$6,154 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`256-120-001-1`

Property Details

APN / Parcel Number

Primary APN	`256-120-001-1`
Alternative APN	`256-120-001`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	669 sqft Living Area
1st Floor Area	669 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Lot Area	617 sqft (0.014 acres)
Garage Type	Attached
Garage Area	180 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	651 MORAGA RD, 1
City	MORAGA
State	CA
Zip	94556-2259
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TRACT 3100 UNIT 1
Legal Subdivision	SUBDIVISION 3100
Legal Tract	3100
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1011
Census Tract	352101

Owner

651 Moraga Rd, Apt 1 is owned and occupied by an individual who bought it in October 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	651 MORAGA RD, 1, MORAGA, CA 94556-2259
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Grant Deed, Transfer · Conventional Mortgage HOME MORTGAGE ALLIANCE CORP
Sep 14, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE
Jun 17, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2021 · Amount on File
Deed Sale	Oct 13, 2021 · Amount on File
Prior Sale	Sep 14, 2020 · Amount on File
Deed Document Number	2021282796
Prior Transfer Date	Mar 24, 1995
Prior Transfer Doc	0000051267
Record Updated	Oct 29, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 13, 2021
Property Address	651 MORAGA RD APT 1, 1, MORAGA, CA 94556-2259
Document Number	0000282796
Map Reference	VOL 90 PG 15
Instrument Date	Oct 6, 2021
Instrument	2021-282796
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	651 MORAGA RD APT 1, 1, MORAGA, CA 94556-2259

Mortgage

Document Number	0000282797
Date	Oct 13, 2021
Instrument	2021-282797

Lender

Name	HOME MORTGAGE ALLIANCE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 14, 2020
Property Address	651 MORAGA RD APT 1, 1, MORAGA, CA 94556-2259
Document Number	0000203088
Instrument Date	Sep 10, 2020
Instrument	203088
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$380.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	651 MORAGA RD #1 MORAGA CA 945562259, 1, MORAGA, CA 94556-2259

June 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 17, 2020
Property Address	651 MORAGA RD APT 1, 1, MORAGA, CA 94556-2259
Document Number	0000117625
Instrument Date	Jun 10, 2020
Instrument	117625
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	651 MORAGA RD #1 MORAGA CA 945562259, 1, MORAGA, CA 94556-2259

Tax Assessment & Valuation

The 2025 property tax bill for 651 Moraga Rd, Apt 1 was $6,154 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$428,640 (+2%) Land $216,485 Building $212,155
2025	$6,154.00 Homeowner's exemption	$420,237 Land $212,241 Building $207,996
2023	$5,878.00 (-0.49%) Homeowner's exemption	$403,920 Land $204,000 Building $199,920
2022	$5,907.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 651 Moraga Rd, Apt 1 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 651 Moraga Rd, Apt 1 is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Etheric Networks, T-Mobile, Unwired, Verizon.

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