Sumter County property record for 651 Henderson St, Sumter, SC 29150
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,350 sqft · built 1965 |
| Lot Size | 0.435 acres (18,975 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $370,000 (Jul 2024) |
| Tax Bill | $6,881 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Aug 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 205-03-02-004 |
| Primary APN | 205-03-02-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,350 sqft Living Area |
| 1st Floor Area | 2,350 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 18,975 sqft (0.435 acres) |
| Lot Dimensions | 165 ft deep x 115 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Fence | Fence |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Utility Building | 99 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 26588 |
|---|---|
| Old Parcel Number | 205 03 02 004 |
| Street Address | 651 HENDERSON ST |
| City | SUMTER |
| State | SC |
| Zip | 29150-3167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | LOT 113 Z17-130 110 FT |
| Legal Subdivision | HEATHLEY WOOD |
| Legal Lot Number | 113 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 902 |
Source: Sumter County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 28 PAISLEY PARK, SUMTER, SC 29150-3114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 20, 2019 | Deed of Trust, Mortgage · Line of Credit QUICKEN LNS |
| Aug 4, 2017 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2024 · Amount on Record |
| Deed Sale | Jul 15, 2024 · Amount on Record |
| Prior Sale | Aug 4, 2017 · Amount on Record |
| Deed Document Number | 0001329906 |
| Deed Book / Page | 1329 / 906 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 651 HENDERSON ST, SUMTER, SC 29150-3167 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 651 HENDERSON ST, SUMTER, SC 29150-3167 |
| Document Number | 0013503227 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | 1350/3227 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 651 HENDERSON ST, SUMTER, SC 29150-3167 |
| Document Number | 0012591283 |
| Instrument Date | Aug 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 651 HENDERSON ST SUMTER SC 291503167, SUMTER, SC 29150-3167 |
| Document Number | 0012591283 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 001259/001283 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Aug 4, 2017 |
| Property Address | 651 HENDERSON ST, SUMTER, SC 29150-3167 |
| Document Number | 0012354582 |
| Book / Page | 001235 / 004582 |
| Instrument Date | Aug 4, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $699.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 651 HENDERSON ST SUMTER SC 291503167, SUMTER, SC 29150-3167 |
| Document Number | 12354585 |
|---|---|
| Date | Aug 4, 2017 |
| Book Page | 001235/004585 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 3, 2047 |
Source: Sumter County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,881.00 (+12,187.5%) Homeowner's exemption | $17,870 (+88.11%) Land $1,980 Building $15,890 | $297,814 (+20.31%) Land $33,000 Building $264,814 |
| 2023 | $9,500 (-) Land $1,320 Building $8,180 | $247,536 (-) Land $33,000 Building $214,536 | |
| 2022 | $56.00 | $9,500 Land $1,320 Building $8,180 | $247,536 Land $33,000 Building $214,536 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 17 (1989–2023) |
| Claims Outside the SFHA | 2 of 17 |
| Most Recent Claim | Mar 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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