Sumter County property record for 647 Henderson St, Sumter, SC 29150
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,351 sqft · built 1977 |
| Lot Size | 0.455 acres (19,811 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Oct 2025) |
| Tax Bill | $1,331 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 205-03-02-006 |
| Primary APN | 205-03-02-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,351 sqft Living Area |
| Gross Area | 2,774 sqft |
| 1st Floor Area | 2,351 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 19,811 sqft (0.455 acres) |
| Lot Dimensions | 180 ft deep x 110 ft wide |
| Garage Type | Carport |
| Garage Area | 606 sqft |
| Carport | Carport |
| Carport Area | 606 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered/Finished Porch |
|---|---|
| Patio Area | 597 sqft |
| Shed | 1 Shed |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 26590 |
|---|---|
| Street Address | 647 HENDERSON ST |
| City | SUMTER |
| State | SC |
| Zip | 29150-3167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | LOT 112 PB86-1921 105 FT AV PB92-1292 |
| Legal Subdivision | HEATHLEYWOOD |
| Legal Lot Number | 112 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 902 |
647 Henderson St is owned and occupied by two individuals who bought it in October 2025.
Source: Sumter County records, as of June 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 647 HENDERSON ST, SUMTER, SC 29150-3167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2025 | Deed, Transfer |
| Jan 21, 2020 | Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2025 · Amount on File |
| Deed Sale | Oct 16, 2025 · Amount on File |
| Prior Sale | Jan 21, 2020 · Amount on File |
| Deed Book / Page | 1345 / 5495 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Oct 16, 2025 |
| Property Address | 647 HENDERSON ST, SUMTER, SC 29150-3167 |
| Document Number | 0013455495 |
| Book / Page | 1345 / 5495 |
| Map Reference | MB PB92 PG 1292 |
| Instrument Date | Oct 14, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $871.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 647 HENDERSON ST, SUMTER, SC 29150-3167 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jan 21, 2020 |
| Property Address | 647 HENDERSON ST, SUMTER, SC 29150-3167 |
| Document Number | 0012641582 |
| Book / Page | 1264 / 1582 |
| Map Reference | MB Z-17 PG 130 |
| Instrument Date | Dec 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $788.10 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 647 HENDERSON ST, SUMTER, SC 29150-3167 |
| Document Number | 0012641586 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 1264/1586 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
The 2025 property tax bill for 647 Henderson St was $1,331.
Source: Sumter County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,331.00 | $8,830 (-) Land $1,240 Building $7,590 | $220,799 (-) Land $30,900 Building $189,899 |
| 2024 | $8,830 (-) Land $1,240 Building $7,590 | $220,799 (-) Land $30,900 Building $189,899 | |
| 2023 | $1,271.00 (+0.47%) | $8,830 (-) Land $1,240 Building $7,590 | $220,799 (-) Land $30,900 Building $189,899 |
| 2022 | $1,265.00 | $8,830 Land $1,240 Building $7,590 | $220,799 Land $30,900 Building $189,899 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 647 Henderson St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 17 (1989–2023) |
| Claims Outside the SFHA | 2 of 17 |
| Most Recent Claim | Mar 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 647 Henderson St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.6% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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