635 Henderson St, Sumter, SC 29150 Property Records

Sumter County property record for 635 Henderson St, Sumter, SC 29150

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,058 sqft · built 1962
Lot Size0.822 acres (35,838 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Jun 2020)
Tax Bill$2,125 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Jun 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN205-03-02-008

Property Details

APN / Parcel Number

Primary APN205-03-02-008
Alternative APN
  • 26592

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area3,058 sqft Living Area
1st Floor Area3,058 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1964
Exterior MaterialBrick
Foundation TypeConcrete
Roof TypeHip
Roof MaterialShingle
Lot Area35,838 sqft (0.822 acres)
Lot Dimensions198 ft deep x 181 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Exterior Amenities

PorchCovered Porch
FenceFence
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Utility Building78 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number26592
Old Parcel Number205 03 02 008
Street Address635 HENDERSON ST
CitySUMTER
StateSC
Zip29150-3167
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionPT LOTS 54 & 55 Z13-85 175 FT -
Legal SubdivisionPALMER & MALONE CES
Legal Lot Number54,55 55
JurisdictionSUMTER SC
Township / Civil DivisionSUMTER
Census Block Group2
Census Block2007
Census Tract902

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address635 HENDERSON ST, SUMTER, SC 29150-3167
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2021Deed of Trust, Mortgage · Line of Credit
SYNOVUS BANK
Jun 23, 2020Deed, Transfer · Conventional Mortgage
SYNOVUS BANK
Dec 19, 2018Deed of Trust, Mortgage · Conventional Mortgage
BANK OF CLARENDON

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2020 · Amount on Record
Deed SaleJun 23, 2020 · Amount on Record
Deed Document Number0001270485
Deed Book / Page1270 / 485
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER SC
Property Address635 HENDERSON ST, SUMTER, SC 29150-3167
Transaction TypeMortgage
Record UpdatedSep 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address635 HENDERSON ST, SUMTER, SC 29150-3167

Mortgage

Document Number0012901290
DateAug 24, 2021
Book Page1290/1290
Lender
NameSYNOVUS BANK
TypeBank
AddressCOLUMBUS, GA 31901
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 16, 2051

June 2020: Deed, Transfer

Document TypeDeed
JurisdictionSUMTER SC
Recording DateJun 23, 2020
Property Address635 HENDERSON ST, SUMTER, SC 29150-3167
Document Number0012700485
Book / Page1270 / 485
Map ReferenceMB Z-13 PG 85
Instrument DateJun 19, 2020
Transaction TypeTransfer
Record UpdatedMar 8, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$832.50
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address635 HENDERSON ST, SUMTER, SC 29150-3167

Mortgage

Document Number0012700490
DateJun 23, 2020
Book Page1270/490
Lender
NameSYNOVUS BANK
TypeBank
AddressBIRMINGHAM, AL 35209
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER SC
Property Address635 HENDERSON ST, SUMTER, SC 29150-3167
Document Number0012722026
Instrument DateDec 19, 2018
Transaction TypeMortgage
Record UpdatedOct 8, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2747 BROWNFIELD WAY SUMTER SC 29150, SUMTER, SC 29150

Mortgage

Document Number0012722026
DateAug 11, 2020
Book Page001272/002026
Lender
NameBANK OF CLARENDON
TypeBank
AddressMANNING, SC 29102
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountySumter County
MunicipalitySumter City
Unified School DistrictSumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,125.00 (+20.33%)$11,110 (+14.89%) Land $1,930 Building $9,180$277,543 (+13.96%) Land $48,130 Building $229,413
2023$9,670 (-) Land $1,930 Building $7,740$243,543 (-) Land $48,125 Building $195,418
2022$1,766.00$9,670 Land $1,930 Building $7,740$243,543 Land $48,125 Building $195,418

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims17 (1989–2023)
Claims Outside the SFHA2 of 17
Most Recent ClaimMar 2023 · other causes
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SUMTER
serves 53,070 people · EPA ID SC4310001
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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