651 Derose Ln, Freehold, NJ 07728 Property Records

Ocean County and Jackson Township property record for 651 Derose Ln, Freehold, NJ 07728

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,717 sqft · built 2008
Lot Size1.03 acres (44,867 sqft)
OwnerCompany Name on Record
Last Sale$920,000 (Jun 2022)
Tax Bill$14,987 (2025)
Deeds & MortgagesJan 2023 Transfer
Jun 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-01001-0000-00079

Property Details

APN / Parcel Number

Primary APN12-01001-0000-00079
Alternative APNs
  • 12001320000000030013
  • 120013200000000313

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,717 sqft Living Area
Gross Area5,888 sqft
Basement Area2,171 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleColonial
Construction TypeFrame
Roof TypeHip
Roof MaterialAsbestos
Lot Area44,867 sqft
Garage TypeAttached
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Old Parcel Number120013200000000313
Street Address651 DEROSE LN
CityFREEHOLD
StateNJ
Zip07728-9236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description1.03 AC
Legal SubdivisionPINE HILL ESTATES
Legal Block1001
Legal Lot Number79
JurisdictionOCEAN NJ
Township / Civil DivisionJACKSON
Census Block Group2
Census Block2000
Census Tract717101

Owner

Source: Ocean County and Jackson Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address651 DEROSE LN, FREEHOLD, NJ 07728-9236
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2023Intrafamily Transfer, Transfer
Jun 29, 2022Bargain and Sale Deed, Transfer · Conventional Mortgage
SPROUT MORTGAGE LLC
Feb 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2022 · Amount on Record
Deed SaleJun 29, 2022 · Amount on Record
Prior SaleSep 1, 2016 · Amount on Record
Deed Document Number202273624
Deed Book / Page19083 / 64
Last Transfer DateDec 23, 2022
Transfer Doc0192751443
Record UpdatedOct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOCEAN NJ
Recording DateJan 13, 2023
Property Address651 DEROSE LN, FREEHOLD, NJ 07728-9236
Document Number0192751443
Book / Page19275 / 1443
Instrument DateDec 23, 2022
Instrument2023003352
Transaction TypeTransfer
Record UpdatedJan 26, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address651 DEROSE LN, FREEHOLD, NJ 07728-9236

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address651 DEROSE LN, FREEHOLD, NJ 07728-9236

June 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionOCEAN NJ
Recording DateJun 29, 2022
Property Address651 DEROSE LN, FREEHOLD, NJ 07728-9236
Document Number0190830064
Book / Page19083 / 64
Instrument DateJun 14, 2022
Instrument2022073624
Transaction TypeTransfer
Record UpdatedJul 15, 2022
Title CompanyUNIVERSITY TITLE INSURANCE AGENCY INC, UNIVERSITY TITLE INS AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,171.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25 COMTOIS RD, 25, MANALAPAN, NJ 07726-6029

Transferred To (Grantee/Buyer)

NameVerified Name
Address651 DEROSE LN, FREEHOLD, NJ 07728-9236

Mortgage

Document Number2022073625
DateJun 29, 2022
Instrument2022073625
Lender
NameSPROUT MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address651 DEROSE LN, FREEHOLD, NJ 07728-9236
Transaction TypeMortgage
Record UpdatedFeb 24, 2021
Title CompanyRMS TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0183111508
DateFeb 10, 2021
Book Page18311/1508
Instrument2021022783
Lender
NamePRESIDENTIAL BANK FSB
TypeBank
AddressBETHESDA, MD 20814
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionJackson Township
Unified School DistrictJackson Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,003,800 (-) Land $294,400 Building $709,400$1,003,800 (-) Land $294,400 Building $709,400
2025$14,987.00 (-3.51%)$1,003,800 (+77.01%) Land $294,400 Building $709,400$1,003,800 (+77.01%) Land $294,400 Building $709,400
2024$15,532.00 (+6.03%)
2023$567,100 Land $120,200 Building $446,900$567,100 Land $120,200 Building $446,900
2022$14,648.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2005 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 68% of New Jersey
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable · Fiber in parts of the area
940 / 35
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

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