621 Derose Ln, Freehold, NJ 07728 Property Records

Ocean County and Jackson Township property record for 621 Derose Ln, Freehold, NJ 07728

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,802 sqft · built 2000
Lot Size1.01 acres (44,431 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Jun 2000)
Tax Bill$13,983 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-01001-0000-00083

Property Details

APN / Parcel Number

Primary APN12-01001-0000-00083
Alternative APNs
  • 12001320000000030009
  • 120013200000000309

Interior

Full Baths4 Baths
Stories2 Stories
Building Area2,802 sqft Living Area
Gross Area4,314 sqft
Basement Area1,512 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleColonial
Construction TypeFrame
Roof TypeHip
Roof MaterialAsbestos
Lot Area44,431 sqft
Garage TypeAttached
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Old Parcel Number120013200000000309
Street Address621 DEROSE LN
CityFREEHOLD
StateNJ
Zip07728-9236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description1.02 AC
Legal SubdivisionPINE HILL ESTATES
Legal Block1001
Legal Lot Number83
JurisdictionOCEAN NJ
Township / Civil DivisionJACKSON
Census Block Group2
Census Block2000
Census Tract717101

Owner

621 Derose Ln is owned and occupied by an individual who acquired it in December 2011.

Source: Ocean County and Jackson Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address621 DEROSE LN, FREEHOLD, NJ 07728-9236
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Feb 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2000 · Amount on File
Deed SaleJun 16, 2000 · Amount on File
Deed Book / Page10123 / 1022
Last Transfer DateDec 29, 2011
Transfer Doc0151531083
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address621 DEROSE LN, FREEHOLD, NJ 07728-9236
Transaction TypeMortgage
Record UpdatedDec 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address621 DEROSE LN, FREEHOLD, NJ 07728-9236

Mortgage

Document Number0192511656
DateDec 15, 2022
Book Page19251/1656
Instrument2022127800
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term478 Months
DueOct 14, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address621 DEROSE LN, FREEHOLD, NJ 07728-9236
Transaction TypeMortgage
Record UpdatedFeb 26, 2021
Title CompanyMODERN TITLE AGENCY LLC, GOLDEN TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0183160870
DateFeb 12, 2021
Book Page18316/870
Instrument2021024277
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 1, 2036

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address621 DEROSE LN, FREEHOLD, NJ 07728-9236
Document Number0179420435
Instrument DateJun 4, 2020
Transaction TypeMortgage
Record UpdatedAug 20, 2020
Title CompanyGOLDEN TITLE AGENCY, GOLDEN TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address621 DEROSE LN FREEHOLD NJ 077289236, FREEHOLD, NJ 07728-9236

Mortgage

Document Number0179420435
DateJun 29, 2020
Book Page017942/000435
Instrument66072
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJun 28, 2040

Tax Assessment & Valuation

Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionJackson Township
Unified School DistrictJackson Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$946,300 (+1.04%) Land $294,000 Building $652,300$946,300 (+1.04%) Land $294,000 Building $652,300
2025$13,983.00 (+1.16%)$936,600 (+89.33%) Land $294,000 Building $642,600$936,600 (+89.33%) Land $294,000 Building $642,600
2024$13,823.00 (+8.18%)
2023$494,700 Land $120,100 Building $374,600$494,700 Land $120,100 Building $374,600
2022$12,778.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 621 Derose Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2005 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 621 Derose Ln is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 68% of New Jersey
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable · Fiber in parts of the area
940 / 35
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

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