620 Derose Ln, Freehold, NJ 07728 Property Records

Ocean County and Jackson Township property record for 620 Derose Ln, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,807 sqft · built 2001
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on Record
Last Sale	$860,000 (Sep 2022)
Tax Bill	$18,845 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-01001-0000-00077`

Property Details

APN / Parcel Number

Primary APN	`12-01001-0000-00077`
Alternative APNs	`12001320000000030015` `120013200000000315`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,807 sqft Living Area
Gross Area	5,980 sqft
Basement Area	2,173 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Hip
Roof Material	Asbestos
Lot Area	44,867 sqft
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	120013200000000315
Street Address	620 DEROSE LN
City	FREEHOLD
State	NJ
Zip	07728-9236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	1.03 AC
Legal Subdivision	PINE HILL ESTATES
Legal Block	1001
Legal Lot Number	77
Jurisdiction	OCEAN NJ
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2000
Census Tract	717101

Owner

Source: Ocean County and Jackson Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	165 DEERFIELD RD, MORGANVILLE, NJ 07751-2640
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2022 · Amount on Record
Deed Sale	Sep 2, 2022 · Amount on Record
Prior Sale	Jan 30, 2001 · Amount on Record
Deed Document Number	202296111
Deed Book / Page	19153 / 1158
Record Updated	Sep 20, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Sep 2, 2022
Property Address	620 DEROSE LN, FREEHOLD, NJ 07728-9236
Document Number	0191531158
Book / Page	19153 / 1158
Instrument Date	Aug 31, 2022
Instrument	2022096111
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	NEW HORIZON ABSTRACT INC, NEW HORIZON ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,951.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 COOPER CT, 9, FREEHOLD, NJ 07728-4310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 DEERFIELD RD, MORGANVILLE, NJ 07751-2640

Mortgage

Document Number	2022096112
Date	Sep 2, 2022
Instrument	2022096112

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Sep 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.25%
Index	Other
Margin	3
Max Rate	9.25%

Tax Assessment & Valuation

Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Jackson Township
Unified School District	Jackson Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,262,200 (-) Land $294,400 Building $967,800	$1,262,200 (-) Land $294,400 Building $967,800
2025	$18,845.00 (+17.14%)	$1,262,200 (+114.88%) Land $294,400 Building $967,800	$1,262,200 (+114.88%) Land $294,400 Building $967,800
2024	$16,088.00 (+6.04%)
2023		$587,400 Land $120,200 Building $467,200	$587,400 Land $120,200 Building $467,200
2022	$15,172.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 68% of New Jersey
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20